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169 Banks Lake View Road #99115, Coulee City, WA, 99115

2beds
2baths
1,056sqft
$599,900
$568price/sqft
$3,848/moest. monthly cost
$153,920/yrincome needed

About This Home

Beautifully positioned on 20 fully fenced and cross fenced acres with sweeping views of Banks Lake! This 2-bed, 2-bath home offers comfort, privacy, and exceptional country living. The spacious kitchen features a large island with double sink, & soft-close cabinetry. The primary suite includes double sinks, a walk-in closet, and a walk-in shower. Enjoy outdoor living on the expansive deck with steps leading to a concrete patio—perfect for relaxing or entertaining while taking in the panoramic scenery. Property includes an insulated and heated 24 x 36 shop with 3 stalls and 200-amp service. The 24 x 36 2-stall barn features a concrete floor with rubber mats, 100-amp service, 30-amp RV hookup, and a separate tack room. Currently used as a barn but easily adaptable as an additional shop. A second 30-amp RV hookup with water and sewer adds versatility for guests or extended stays! Additional 16 x 10 and 12 x 12 storage sheds, a 20-foot container, and a 12 x 12 shelter offer lots of storage. And there is a deluxe chicken coop with power. Lots of trees enhance the acreage. Five miles to Banks Lake boat launch and Sun Lakes state park. Ideal for horse enthusiasts or anyone seeking hunting, boating, kayaking, fishing, bike/ATV riding and peaceful country living with room to grow.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement/Concrete,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,See Remarks,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s)
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl Plank

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Forced Air

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 25282010009
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,French Doors,Walk-In Closet(s)
  • Has view: Yes
  • View description: Lake,Territorial
  • Has water view: Yes
  • Water view: Lake
  • Topography of land: Equestrian,Level,Partial Slope
  • Residential vegetation: Garden Space,Pasture

Lot

  • Lot size: 20 Acres
  • Features: Dead End Street,Open Lot,Barn,Deck,Fenced-Fully,Gated Entry,High Speed Internet,Outbuildings,Patio,RV Parking,Shop,Stable

Parking

  • Total spaces: 3
  • Parking features: Detached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Wildfire
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Douglas County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$287$3,444
Property Taxes $379$4,548
Electricity $149$1,793
Total$3,848$46,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,931/yr
40% on housing$115,440/yr
45% on housing$102,613/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$568This listing

vs Other Active Listings

Avg $/sqft

ZIP 99115$105
Douglas County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 99115$225
Douglas County$329

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$675,000

For Sale by Agent

AgentMary L. Dunkin
BrokerageHomeSmart Elite Brokers

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