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143 Waterstone Loop, Tavares, FL, 32778

5beds
4baths
3,030sqft
$439,999
$145price/sqft
$3,066/moest. monthly cost
$122,640/yrincome needed

About This Home

Explore this two-story Ammolite home, ready for quick move-in! Included features: a covered entry; a spacious great room; an elegant kitchen offering white 42" cabinets, quartz countertops, an island, a built-in pantry, and an adjacent nook; a main-floor guest suite featuring a living room, a bedroom, and an attached bath; a powder room; a luxurious primary suite showcasing an immense walk-in closet and a private bath; an airy loft; three additional bedrooms with a shared hall bath; a central laundry; and an extended covered patio. This home also boasts ceramic tile flooring and ceiling fan prewiring in select rooms. Visit today! *Take advantage of special financing on quick move-in homes OR buy a to-be-built home and enjoy up to $20,000 in Flex Funds toward homes that can close in a timely manner! Options may vary by community, and offers are available on select homes on a first-come, first-served basis. Contact builder for more information!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
Tavares Elementary SchoolGrades PK-51.6 mi
5/10
Tavares Middle SchoolGrades 6-82.2 mi
4/10
Tavares High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block,Other,Slab
  • Roof: Shingle
  • Construction materials: Stone,Stucco

Other

  • Builder model: AMMOLITE
  • Builder name: Richmond American Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range
  • Laundry features: Laundry Room

Bathroom2

  • Level: Second

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 155.15
  • Dimensions: 14.5x10.7

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 134.2
  • Dimensions: 11x12.2

Bedroom4

  • Features: Built-in Closet
  • Level: Second
  • Area: 100.1
  • Dimensions: 11x9.1

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 155.21
  • Dimensions: 11x14.11

Features

  • Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Other,Solid Surface Counters,Split Bedroom,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile

Great Room

  • Level: First
  • Area: 241.281
  • Dimensions: 17.1x14.11

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,450
  • Total interior livable area: 3,030 sqft

Kitchen

  • Features: Pantry
  • Level: First
  • Area: 136.867
  • Dimensions: 9.7x14.11

Laundry

  • Level: Second

Loft

  • Level: Second
  • Area: 144.1
  • Dimensions: 13.1x11

Primary Bathroom

  • Features: En Suite Bathroom
  • Level: Second

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 280.8
  • Dimensions: 18x15.6

Property

Details

  • Parcel number: 301926001000008300
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Other
  • Patio & porch: Covered,Patio
  • Exterior features: Irrigation System

Lot

  • Lot size: 7,200 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Hurricane

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$256$3,072
Property Taxes $282$3,384
Electricity $304$3,659
Total$3,066$36,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,120/yr
40% on housing$91,980/yr
45% on housing$81,760/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 32778$143
Lake County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 32778$194
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$439,999
2026-04-21Listed for sale$429,999

New Construction Spec

AgentStephanie Morales, LLC
BrokerageAXEN REALTY, LLC

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