See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

863 County Road 481 Rd, Clanton, AL, 35046

6beds
4baths
4,071sqft
$999,900
$246price/sqft
$6,374/moest. monthly cost
$254,960/yrincome needed

About This Home

The best of luxury lakefront living in this breathtaking custom-built retreat, beautifully updated with fresh exterior paint and stylish interior upgrades. This property features a 3-bedroom, 3-bath main home paired with a charming fully furnished 3-bedroom, 1-bath guest house. Built in 2020, this modern escape blends comfort, elegance, and panoramic lake views from every angle. Inside, you’ll find open-concept living spaces with high-end finishes, updated design elements, and seamless indoor-outdoor flow. Step outside to enjoy 371 feet of pristine shoreline, a private boathouse with three covered slips and lifts, a spacious sun deck, and direct water access. The property features a concrete drive leading to a convenient carport, adding both functionality and ease of access. As an added bonus, a Tri-Toon is included, making lake days effortless and ready to enjoy from day one. Motivated sellers make this an incredible opportunity—just in time to enjoy everything lake life has to offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Verbena High SchoolGrades PK-126.0 mi
8/10
Clanton Middle SchoolGrades 7-87.8 mi
4/10
Chilton Co High SchoolGrades 9-127.9 mi

Construction

Condition

  • Year built: 2020

Materials

  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Disposal,Microwave,Plumbed For Ice Maker,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup

Bathroom

  • Level: First

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First

Family Room

  • Level: Second

Features

  • Attic,Garden Tub/Roman Tub,High Ceilings,Linen Closet,Storage,Separate Shower,Vaulted Ceiling(s),Window Treatments,Kitchen Island
  • Window features: Window Treatments
  • Flooring: Laminate,Marble
  • Number of fireplaces: 1
  • Fireplace features: One,Masonry
  • Fireplace: Yes

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 4,071 sqft

Kitchen

  • Level: First

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Features: Living/Dining Room
  • Level: First

Master Bedroom

  • Level: First

Media Room

  • Level: First

Property

Details

  • Parcel number: 1903050000008.012

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Porch
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Frontage type: Waterfront
  • Topography of land: SeeRemarks

Lot

  • Lot size: 1.30 Acres
  • Features: Outside City Limits
  • Lot size dimensions: 317 x IRR

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Driveway
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$597$7,164
Property Taxes $266$3,192
Electricity $455$5,466
Total$6,374$76,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,537/yr
40% on housing$191,220/yr
45% on housing$169,973/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.0%
9.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 35046$153
Chilton County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 35046$146
Chilton County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$999,900
2026-04-21Listed for sale$1,185,000

For Sale by Agent

AgentMelissa J. Hand
BrokerageEXIT Realty Cahaba

Similar Homes