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53 Riley Ranch Rd #53A-53B-53C, Carmel, CA, 93923

6beds
6baths
4,580sqft
$12,500,000
$2,729price/sqft
$73,127/moest. monthly cost
$2,925,080/yrincome needed

About This Home

Spanning 8.5 idyllic acres overlooking Point Lobos and Monastery Beach, Sea Star Ranch is a fully equipped equine property, thoughtfully designed with a round pen, paddocks, and a 10-stall barn complete with its own kitchen. Imbued with awe-inspiring natural energy, it offers a legacy of care alongside the flexibility to suit a wide range of equestrian pursuits. The setting ensures exceptional privacy while capturing sweeping, panoramic ocean views. Surrounded by hundreds of acres of protected State Park land, the property features diverse microclimates and is served by two wells for irrigation and Cal Am for domestic use. Zoned for commercial use, the property is as practical as it is serene. An undeveloped two-acre parcel offers additional expansion opportunities. At the heart of the estate, the main residence, designed in 2023 by Mary Ann Schicketanz, embraces a calm, organic aesthetic with open-concept living, abundant natural light, spa-like bathrooms, and refined wood and stone finishes. A chef's kitchen with top-tier appliances connects seamlessly to the surrounding landscape, and multiple guest rooms make it ideal for hosting. A guest house and dedicated office provide added flexibility, creating a private coastal compound just five minutes from Carmel-by-the-Sea.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

9/10
7/10
Carmel Middle SchoolGrades 6-82.5 mi
10/10
Carmel High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition, Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Freezer,Disposal,Range Hood,Microwave,Built In Oven,Electric Oven,Refrigerator,Dryer,Washer,Warming Drawer
  • Laundry features: Inside

Bathroom

  • Features: DoubleSinks, DualFlushToilet, PrimaryStallShowers, OutsideAccess, Sauna, SteamShower, Stone, Tub, UpdatedBaths, FullonGroundFloor

Bedroom

  • Features: GroundFloorBedroom, PrimarySuiteRetreat, WalkinCloset, PrimaryBedroomonGroundFloor, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Features: BreakfastBar, DiningArea, EatinKitchen

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • High Ceilings,One Or More Skylights,Vaulted Ceiling(s),Walk-In Closet(s),Security Gate
  • Flooring: Stone
  • Number of fireplaces: 3
  • Fireplace features: Gas Log,Gas Starter,Insert,Living Room,Primary Bedroom,Wood Burning

Heating & Cooling

  • Heating features: Propane,Radiant,Radiant Floor
  • Cooling features: None

Interior Area

  • Total structure area: 4,580
  • Total interior livable area: 4,580 sqft

Kitchen

  • Features: _220VoltOutlet, Countertop_Stone, IslandwithSink, Pantry

Property

Details

  • Parcel number: 243112031000
  • Zoning: VSC-D-SpTr(CZ)
  • Special condition: Standard
  • Horse amenities: BarnAmenities,BoardingStable,CrossFenced,Fenced,GovernmentLandAccess,HayStorage,Paddocks,Pasture,Pasture_Irrigated,RoundPen,Stalls,WashRack

Features

  • Stories: 2
  • Patio & porch: Balcony/Patio
  • Exterior features: Back Yard,Barbecue,Fenced
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: Forest/Woods,Garden/Greenbelt,Ocean,Pasture,Water
  • Has water view: Yes
  • Water view: Ocean,Water
  • Horses can be raised: Yes

Lot

  • Lot size: 8.55 Acres
  • Features: Mostly Level,Sloped Up

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Wildfire

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $63,206$758,472
Home Insurance *$2,377$28,524
Property Taxes $6,562$78,744
Electricity $982$11,785
Total$73,127$877,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,507,211/yr
40% on housing$2,193,810/yr
45% on housing$1,950,053/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,729This listing

vs Other Active Listings

Avg $/sqft

ZIP 93923$1,163
Monterey County$766

vs Homes Sold Last Month

Median $/sqft

ZIP 93923$1,134
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$12,500,000

For Sale by Agent

AgentJonathan Spencer
BrokerageCompass

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