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2150 Pepin Dr, Lino Lakes, MN, 55038

2beds
2baths
2,871sqft
$509,119
$177price/sqft
$3,456/moest. monthly cost
$138,240/yrincome needed

About This Home

Home is under construction and available for an August closing! This 1,725 square foot single-story home seamlessly blends style and functionality with standout spaces designed for the way you want to live. Enter into a sun-filled layout where the open Great Room is enhanced by a stunning electric fireplace—perfect for hosting get-togethers or relaxing nights in. A beautiful kitchen will inspire home chefs and flow into the dining room, making memorable meals effortless. The covered deck invites peaceful moments outdoors. Thoughtfully zoned for privacy, the owner’s suite and a secondary bedroom anchor opposite corners of the home, while an unfinished walkout basement provides even more room for customization. The 2-car garage provides ample space for vehicles, storage, or hobbies. As a homeowner in the Watermark community, you’ll enjoy access to exceptional amenities such as a state-of-the-art clubhouse with a fitness center and communal kitchen, a tot lot, and scenic hiking trails.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
7/10
7/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less,Asphalt,Pitched
  • Construction materials: Concrete,Frame

Other

  • Builder name: LENNAR

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Humidifier,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater
  • Laundry features: Gas Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Deck

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room,Living Room,Stone
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,725

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,871
  • Total interior livable area: 2,871 sqft

Kitchen

  • Level: Main
  • Area: 204
  • Dimensions: 12x17

Living Room

  • Level: Main
  • Area: 289
  • Dimensions: 17x17

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: TBD
  • Zoning description: Residential-Single Family
  • Foundation area: 1649

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck

Lot

  • Lot size: 6,969 sqft
  • Features: Sod Included in Price
  • Lot size dimensions: TBD

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Strong Wind
Hail

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,574$30,888
Home Insurance *$242$2,904
Property Taxes $398$4,776
Electricity $242$2,905
Total$3,456$41,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,491/yr
40% on housing$103,680/yr
45% on housing$92,160/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 55038$216
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55038$206
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$542,865

New Construction Spec

AgentLennar Minnesota
BrokerageLennar Sales Corp

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