224 Reece Rd, Baxter, TN, 38544
About This Home
Rutledge — 2,695 sq ft | 4 bed | 3.5 bath | 2-car | 40x46 The Rutledge is the flagship plan — and the smartest layout in the lineup. A convenient main-floor bedroom with full bath serves as an in-law suite, guest room, or home office, while the large private second-story primary suite gives parents real separation from the rest of the house. Two additional upstairs bedrooms round out the plan. Choose from curated finish packages and structural options to make it yours. Built by Banner Built Homes, a Legacy South company, with the craftsmanship and proven systems behind 300+ homes a year. Pick your homesite, pick your finishes, and we handle the rest. Hometown Hero and First-Time Buyer incentives plus flexible financing through Mutual of Omaha available. Grand Opening May 9, 2026. Contact listing agent to schedule a sneak peek and secure priority homesite access.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Roof: Shingle
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Dishwasher,ENERGY STAR Qualified Appliances,Microwave
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Features
- High Ceilings,Open Floorplan,Pantry,Walk-In Closet(s),High Speed Internet
- Flooring: Carpet
- Finished area above ground: 2,695
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,695
- Total interior livable area: 2,695 sqft
Recreation Room
- Features: Second Floor
- Level: Second Floor
Property
Details
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch,Covered
- Topography of land: Cleared
Lot
- Lot size: 1,840 sqft
- Features: Cleared
- Lot size dimensions: 40 x 46
Parking
- Total spaces: 2
- Parking features: Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Cold Wave
- Strong Wind
- Winter Weather
- Earthquake
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,972 | $23,664 |
| Home Insurance | $214 | $2,568 |
| Property Taxes | $155 | $1,860 |
| Electricity | $218 | $2,627 |
| Total | $2,559 | $30,708 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Listed for sale | $384,900 |
| 2026-04-23 | Listing removed | $384,900 |
| 2026-04-22 | Listed for sale | $384,900 |
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