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12575 North Cres #2127, Henderson, TX, 75654

4beds
3baths
2,520sqft
$320,000
$127price/sqft
$2,390/moest. monthly cost
$95,600/yrincome needed

About This Home

Spacious and versatile, this 4 bedroom, 3 bathroom brick home offers 2,520 heated and cooled square feet on 2.26 acres with the kind of extras that are hard to find. From the moment you arrive, you will notice the asphalt driveway, the lean-to two car carport, the separate two car garage, and the added storage building with roll-up door, giving you outstanding space for vehicles, tools, hobbies, and equipment. Inside, the home features updated vinyl plank flooring, granite countertops, tile backsplash, and stainless appliances in the kitchen. The large living room is anchored by a beautiful brick fireplace and hearth, creating a warm and inviting central gathering space. A formal dining area or breakfast room adds flexibility for everyday living and entertaining. One of the standout features is the enclosed addition that has been transformed into a fourth bedroom with its own full bathroom and splitter unit, making it ideal for guests, multigenerational living, or a private retreat. The layout also includes generously sized secondary bedrooms, a hall bath with double sinks, and a spacious primary suite with two closets and a sit tub shower combination. This property offers meaningful updates that add value and peace of mind, including new windows installed in 2020 with a lifetime warranty, a brand new HVAC system in 2022, a hot water heater from 2022, and a septic system that is approximately six years old. Additional features include ceiling fans, two inch blinds, covered porches, city water, and a chain link fenced yard with a separate dog run area. With its larger acreage, multiple outbuildings, flexible floor plan, and impressive list of improvements, this property offers a rare combination of space, function, and comfort.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
5/10
Henderson Middle SchoolGrades 6-814.9 mi
4/10
Henderson High SchoolGrades 9-1214.3 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Aluminum/Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Elec Range/Oven,Microwave,Dishwasher,Electric Water Heater
  • Laundry features: Laundry Room

Bathroom

  • Features: Shower Only,Shower and Tub,Shower/Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Ceiling Fans,Eat-in Kitchen
  • Window features: Partial Curtains,Shades/Blinds
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total interior livable area: 2,520 sqft

Property

Details

  • Parcel number: 24402
  • Exclusions: N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Chain Link
  • Topography of land: Level
  • Residential vegetation: Cluster
  • Living area range: 2501-3000

Lot

  • Lot size: 2.26 Acres
  • Features: Landscaped,Native Grass,Sandy Loam
  • Lot size dimensions: 253x390

Parking

  • Total spaces: 4
  • Parking features: Both,Garage Faces Side,Garage Door Opener,Attached,Rear/Side Entry,Concrete
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$254$3,048
Property Taxes $242$2,904
Electricity $276$3,320
Total$2,390$28,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,942/yr
40% on housing$71,700/yr
45% on housing$63,733/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 75654$155
Rusk County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 75654$147
Rusk County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$325,000

For Sale by Agent

AgentJulie B Woods
BrokerageJulie Woods & Associate RE Firm

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