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109 Sumter Street, Guyton, GA, 31312

3beds
2baths
1,618sqft
$359,250
$222price/sqft
$2,472/moest. monthly cost
$98,880/yrincome needed

About This Home

Welcome to your new Hardie Plank siding home in the amenity-rich subdivision of Laurel Grove in Guyton, GA! Welcome to Laurel Grove in Guyton! This amenity-rich neighborhood features a planned swimming pool, large open-air pavilion, and sidewalk-lined streets that make it easy to walk to nearby top-rated schools and enjoy the neighborhood’s peaceful setting. This one-story Aria plan offers the perfect open floorplan featuring 9ft ceilings throughout for modern living! Enjoy a chef’s kitchen with a large central island, spacious pantry, stainless steel appliances, and gleaming quartz countertops. The huge family room and generously sized breakfast room open to a covered back patio — perfect for relaxing or entertaining. The private primary suite includes a generous walk-in closet plus a secondary closet, double vanity, large walk-in shower, and private water closet. Laurel Grove’s prime location puts you near top-ranked schools with quick access to Pooler, Rincon, Savannah, and the new Hyundai plant. Smart home features include,, Skybell Doorbell, Z-Wave Deadbolt, Smart Garage Door Opener, Qolsys Touchscreen Panel, Z-wave light switch, and Honeywell Z Wave Thermostat! Located in Laurel Grove, Just minutes from HWY 21. Pool, Playground, Dog Park. Home is under construction. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Photos are not of the subject property. More information on programs and options are available for this home

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Marlow Elementary SchoolGrades PK-51.0 mi
8/10
7/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Other
  • Construction materials: Concrete

Other

  • Builder model: Aria
  • Builder name: DR Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,Microwave,Oven,Range
  • Laundry features: Other,Washer Hookup,Dryer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Double Vanity,Kitchen Island,Main Level Primary,Pantry,Pull Down Attic Stairs
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,618 sqft

Property

Details

  • Parcel number: 0352H163
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Patio,Front Porch

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hurricane
Heat Wave

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,816$21,792
Home Insurance *$171$2,052
Property Taxes $266$3,192
Electricity $219$2,637
Total$2,472$29,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,754/yr
40% on housing$74,160/yr
45% on housing$65,920/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 31312$156
Effingham County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 31312$184
Effingham County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$370,315

New Construction Spec

AgentKathy Ballowe
BrokerageDR Horton Realty of Georgia

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