1690 Finch Dr, Traverse City, MI, 49685
About This Home
Your Up North lifestyle starts here. This beautifully built 3-bedroom, 2-bath home blends modern design with everyday comfort—perfect for buyers looking for low-maintenance living today + room to grow tomorrow. *Open, light-filled layout *3 bedrooms & 2 full baths *Unfinished lower level ready for future family room + bath (instant equity potential) *Large attached garage for vehicles, tools & outdoor gear *Minutes to downtown Traverse City *Close to shopping, dining & year-round events *Easy drive to Sleeping Bear Dunes National Lakeshore *Near beaches, golf courses & trails Spend summers on the water, fall exploring wineries, and winters on the slopes—all just minutes from your front door.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Under Construction
- Year built: 2026
Materials
- Foundation: Poured Concrete
- Roof: Asphalt
- Construction materials: 2x6 Framing,Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None
- Laundry features: Lower Level
Bedroom2
- Level: Main
- Area: 101
Bedroom3
- Level: Main
- Area: 101
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 156.94
Family Room
- Level: Lower
Features
- Kitchen Island,Cable TV,High Speed Internet,DSL,WiFi
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 1,144
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 1,144
- Total interior livable area: 1,144 sqft
Kitchen
- Level: Main
- Area: 94.62
Living Room
- Level: Main
- Area: 179.47
Master Bathroom
- Features: Private
Master Bedroom
- Level: Main
- Area: 138
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0275509400
- Zoning description: Residential
- Other equipment: Dish TV
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Porch
- Has view: Yes
- View description: Countryside View
- Waterfront features: None
Lot
- Lot size: 9,583 sqft
- Features: Rolling Slope
- Lot size dimensions: 79 x 124
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener,Asphalt
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Grand Traverse County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,224 | $26,688 |
| Home Insurance * | $98 | $1,176 |
| Property Taxes | $307 | $3,684 |
| Electricity | $188 | $2,259 |
| Total | $2,817 | $33,804 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Listed for sale | $439,900 |
View on Zillow