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2043 2043/2047 N Neiner Rd, Sanford, MI, 48657

4beds
3baths
2,000sqft
$250,000
$125price/sqft
$1,899/moest. monthly cost
$75,960/yrincome needed

About This Home

INVESTORS AND HOUSE HACKERS - HERE'S YOUR PLACE! This roomy side-by-side duplex offers rental income and a sweet location within the heart of the sought after Jerome Township. Each unit features an open living floor plan and in-unit laundry, making it a popular choice for tenants. Currently bringing in $1,250/month ($775 + $445), both leases are terminating soon allowing for overdue rental adjustments. Current owner has rented to family and friends and has intentionally kept rents very affordable. Current tenant on the garage side also has done lawn and snow at not charge. Separate electric and natural gas meters; water is on a shared yoke and could be included in rent or divided as per landlord wishes. One unit is a 2 bed/2 full bath with an attached garage (appx 1280 sf). The current owner built this duplex and lived in this space years ago and it is evident in touches like a dedicated foyer, oversized master bath with soaker tub and separate shower and a generous walk in closet. This unit offers fridge, range, dishwasher, microwave, washer and dryer. The smaller unit is two bed, 1 bath and has a fridge, range, washer and dryer included. Neither of the secondary bedrooms have closets although they do have egress.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
6/10

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Crawl
  • Construction materials: Vinyl Siding,Vinyl Trim

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Ceramic

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Property

Details

  • Parcel number: 08002330039000

Features

  • Levels: One
  • Stories: 1
  • Frontage length: 147

Lot

  • Lot size: 1.10 Acres
  • Lot size dimensions: 363 x 147 x 330 x 147

Parking

  • Total spaces: 2
  • Parking features: Attached,2 Spaces,Covered
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Midland County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$128$1,536
Property Taxes $289$3,468
Electricity $218$2,617
Total$1,899$22,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,108/yr
40% on housing$56,970/yr
45% on housing$50,640/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 48657$135
Midland County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 48657$166
Midland County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$265,000

For Sale by Agent

AgentAnna Merillat
BrokerageColdwell Banker Professionals

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