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779 River Ln, Tuscumbia, AL, 35674

3beds
2baths
1,200sqft
$234,990
$196price/sqft
$1,669/moest. monthly cost
$66,760/yrincome needed

About This Home

Up to 20K in savings/free money call for details.Welcome home to effortless water access living minutes from the water. As you turn onto River Lane, the drive-in moment hits you sweeping river vistas open up, the neighborhood unfolds beneath a canopy of mature trees. Enjoy small boat/jet ski/kayak access from River ln, to Carter dr. on right just before Locust Ln. Brand new construction with a one-car garage, clean curb appeal, and a front porch that begs for morning coffee or evening sunsets. No waterfront upkeep. Just pure proximity to the river life you crave. Inside, light hardwood floors flow through an open-concept layout bathed in natural light. The heart of the home is a bright, modern kitchen with stainless steel appliances, and speckled countertops—ideal for casual family dinners or weekend brunches. Ceiling fans keep the air moving, recessed lighting adds brightness. Three generous bedrooms including a primary suite offer quiet retreats, while two beautifully finished baths.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

8/10
Cherokee Elementary SchoolGrades PK-611.0 mi
5/10
Cherokee High SchoolGrades 7-1210.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block,Permanent,Slab
  • Roof: Architectual/Dimensional
  • Construction materials: Block,Brick,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Washer Hookup

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling - Speciality,Ceiling Fan(s),Granite Counters,Freshly Painted,Recessed Lighting
  • Attic: Pull Down Stairs,Partially Finished,Storage
  • Finished area below ground: 0
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Ceiling,Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 0000000000000000

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Entrance

Lot

  • Lot size: 0.33 Acres
  • Features: Back Yard,City Lot,Level,Open Lot
  • Lot size dimensions: 77.87' x 189.87

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Tornado
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$183$2,196
Property Taxes $58$696
Electricity $240$2,881
Total$1,669$20,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,222/yr
40% on housing$50,070/yr
45% on housing$44,506/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.9%
8.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 35674$99
Colbert County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 35674$146
Colbert County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$234,990
2026-07-07Listing removed$239,990
2026-04-22Listed for sale$239,990

New Construction

AgentDaniele Knight
BrokerageMarMac Real Estate - The Shoals

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