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351 Cardinal Crk Lot 351, Clarksville, TN, 37040

4beds
3baths
2,050sqft
$379,900
$185price/sqft
$2,497/moest. monthly cost
$99,880/yrincome needed

About This Home

New Construction- Aspen Floor Plan. Sitting in the very desirable Cardinal Creek subdivision. This split level home has it all- with 3 bedrooms upstairs and a spacious bonus room, additional bedroom and full bathroom downstairs. The living room is inviting with tall ceilings and a shiplap electric fireplace. The kitchen has granite countertops, SS appliances and a pantry. The seller is offering $15,000 in concessions to use in closing costs, a fence or however you desire. Still time to make selections.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
5/10
Northeast Middle SchoolGrades 6-82.7 mi
5/10
Northeast High SchoolGrades 9-122.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven,Electric Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes

Bedroom1

  • Features: Full Bath
  • Level: Full Bath
  • Area: 168
  • Dimensions: 14x12

Bedroom2

  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Area: 110
  • Dimensions: 11x10

Bedroom4

  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Features: Combination
  • Level: Combination
  • Area: 100
  • Dimensions: 10x10

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 740
  • Finished area above ground: 1,310

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,050
  • Total interior livable area: 2,050 sqft

Kitchen

  • Features: Pantry
  • Level: Pantry
  • Area: 110
  • Dimensions: 11x10

Living Room

  • Area: 224
  • Dimensions: 16x14

Master Bathroom

  • Features: Double Vanity
  • Level: Double Vanity

Recreation Room

  • Features: Basement Level
  • Level: Basement Level
  • Area: 280
  • Dimensions: 20x14

Property

Details

  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Covered
  • Topography of land: Level

Lot

  • Features: Level

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Garage Faces Rear,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance $209$2,508
Property Taxes $193$2,316
Electricity $175$2,103
Total$2,497$29,964

Income You'd Need if You Spent...

35% on housing$85,611/yr
40% on housing$74,910/yr
45% on housing$66,586/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 37040$144
Montgomery County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 37040$181
Montgomery County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Listed for sale$379,900

New Construction

AgentAlicia Vermiglio, Berkshire Hathaway HomeServices PenFed Realty
BrokerageBerkshire Hathaway HomeServices PenFed Realty

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