




406 Noble St, Kutztown, PA, 19530
About This Home
Charming Victorian with Income Potential Near Kutztown University Welcome to 406 Noble Street, a stunning brick Victorian full of original charm and character, ideally located just minutes from Kutztown University and the area’s beloved local Amish markets. This unique property features a spacious main residence along with a semi-detached rental home—perfect for generating additional income or accommodating extended family. The main home features an expansive kitchen complete with a center island, abundant cabinetry, and a cozy corner breakfast nook. The formal dining room showcases custom built-ins, hardwood floors, and large windows with deep sills, creating a warm and inviting atmosphere. Just off the dining room, you’ll find a versatile study or recreation space. The generous family room offers a propane fireplace, built-in shelving, and additional space for seating or dining—ideal for entertaining. A convenient kitchenette and full bathroom are located just off this area, adding flexibility for guests or multi-generational living. Upstairs, the second floor features four spacious bedrooms with floor-to-ceiling windows and ample closet space. The laundry room is thoughtfully located on this level and filled with natural light from large windows and skylights—making everyday tasks more enjoyable. A full bathroom with a walk-in shower completes the second floor. The semi-detached rental home has been recently refreshed with all new flooring, fresh paint, and a brand-new kitchen (appliances not included). With its own private entrance and laundry hookup, it offers excellent independence and rental appeal. The second floor includes two bedrooms—one a walk-through—and a full bathroom. Situated on a beautifully landscaped half-acre lot, the exterior offers exceptional outdoor living. Enjoy a large deck with an enclosed gazebo, hot tub hookup, tranquil koi pond, and plenty of space for entertaining. Off-street parking adds everyday convenience. Recent updates include new natural gas heating and updated vinyl windows throughout both the main home and rental, improving efficiency and comfort. While the home retains its historic character, it offers an excellent opportunity for personalization with some cosmetic updates, and has been priced accordingly to reflect this value. With its blend of charm, flexible living space, and income-producing potential, this property is a rare find in a prime Kutztown location. Seller is offering a 1 year home warranty for added piece of mind.
Getting Around
Schools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Concrete Perimeter,Stone
- Roof: Rubber,Shingle
- Construction materials: Brick,Shingle Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
- Laundry features: Upper Level
Basement
- Has basement: Yes
- Basement: Dirt Floor
Bedroom1
- Level: Upper
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedroom4
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Features
- Breakfast Area,Built-in Features,Ceiling Fan(s),Crown Molding,Dining Area,Floor Plan - Traditional,Kitchen - Country,Kitchen Island,Upgraded Countertops
- Window features: Skylight(s)
- Flooring: Hardwood,Wood
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,294
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,294
- Total interior livable area: 3,294 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Other
- Level: Main
Other
- Level: Upper
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 55544312958084
- Zoning: RESIDENTIAL
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Deck,Patio,Porch,Screened
- Exterior features: Extensive Hardscape,Lighting,Sidewalks
Lot
- Lot size: 0.49 Acres
- Features: Corner Lot,Irregular Lot
- Lot size dimensions: 0.00 x 0.00
Parking
- Total spaces: 5
- Parking features: Asphalt,Driveway,Paved,Off Street
- Has uncovered spaces: Yes
- Uncovered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,427 | $29,124 |
| Home Insurance * | $173 | $2,076 |
| Property Taxes | $640 | $7,680 |
| Electricity | $361 | $4,336 |
| Total | $3,601 | $43,212 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $525,000 |
