825 Grace Ave, Panama City, FL, 32401
About This Home
Welcome to this beautifully crafted, newly constructed two-story townhome ideally located just minutes from downtown Panama City. Enjoy convenient access to local restaurants, marina activities, vibrant community events, and a short drive to Tyndall Air Force Base and the stunning beaches of Panama City Beach. This thoughtfully designed 3-bedroom, 2.5-bath home offers approximately 1,350 square feet of modern living space. The exterior features durable Hardie board siding, a private sidewalk, and a built-in irrigation system for easy maintenance. Inside, the main level showcases stylish luxury vinyl plank flooring and a convenient half bath. The kitchen is equipped with sleek quartz countertops, ample cabinetry, stainless steel appliances, recessed lighting, a breakfast bar, and a pantry, perfect for both everyday living and entertaining. The open-concept layout seamlessly connects the kitchen, dining, and family areas, creating a bright and inviting space. The master bedroom is conveniently located on the main floor, offering added privacy. The en-suite bath includes a single vanity, walk-in shower, and tile flooring. Upstairs, you'll find two additional bedrooms and a full bath, providing comfortable accommodations for family or guests. Whether you're a first-time homebuyer or seeking a property with strong rental income potential, this townhome presents an excellent opportunity for both primary residence and investment. Please call if interested in purchasing all 3 townhomes together. All measurements are approximate and should be verified if important.
Getting Around
Somewhat Walkable
Minimal Transit
BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: HardiPlank Type,Wood Frame
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Electric Water Heater
Bedroom
- Level: Second
- Dimensions: 13 x 10
Bedroom
- Level: Second
- Dimensions: 13 x 10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Family Room
- Level: First
- Dimensions: 12 x 11
Features
- Interior Steps
Half Bath
- Level: First
- Dimensions: 7 x 3
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Attic Fan,Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,350
- Total interior livable area: 1,350 sqft
Kitchen
- Level: First
- Dimensions: 11 x 10
Laundry
- Level: First
- Dimensions: 7 x 4
Master Bedroom
- Level: First
- Dimensions: 14 x 13
Property
Details
- Parcel number: 19958020000
- Attached to another structure: Yes
Features
- Patio & porch: Covered,Porch
Lot
- Lot size: 1,742 sqft
- Features: Paved
- Lot size dimensions: 50 x 30
Parking
- Parking features: Alley Access
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $203 | $2,436 |
| Property Taxes | $147 | $1,764 |
| Electricity | $197 | $2,366 |
| Total | $2,063 | $24,756 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Listed for sale | $299,900 |
View on Zillow