516 Cottage Garden Ln, Belmont, NC, 28012
About This Home
Welcome to Michaux Gardens, where your dream of owning a DRB Home nestled along the side of picturesque Daniel Stowe Botanical Garden becomes a reality. Our community offers the best of both worlds: best location (convenient to downtown Belmont, minutes from the airport, uptown Charlotte and 3 major highways) and variety of homes ranging from ranch/1-stories to over 4000 sqft homes. The Norris is a 5 bed, 4.5 bath home featuring an open floorplan, Gourmet Kitchen with a hood and gas cooktop, sitting room off the owner's suite, bonus room for entertaining/movie room and many unique customized options. There is an oversized, extended back porch to enjoy beautiful sunsets. This home can close July/August 2026. Please call Listing Agent for more details on this Norris Home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Construction materials: Fiber Cement
Other
- Builder model: Norris
- Builder name: DRB HOMES
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Convection Oven,Gas Cooktop,Microwave,Wall Oven
- Laundry features: Electric Dryer Hookup,Laundry Room
Bathroom Full
- Level: Main
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Upper
Bathroom Half
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Breakfast
- Level: Main
Dining Room
- Level: Main
Family Room
- Level: Main
Features
- Finished area below ground: 0
- Finished area above ground: 3,186
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,186
- Total interior livable area: 3,186 sqft
Kitchen
- Level: Main
Laundry
- Level: Upper
Office
- Level: Main
Other
- Features: See Remarks
- Level: Upper
Primary Bedroom
- Level: Upper
Property
Details
- Parcel number: 315777
- Zoning: S-R
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 0.19 Acres
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Gaston County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,362 | $40,344 |
| Home Insurance * | $192 | $2,304 |
| Property Taxes | $426 | $5,112 |
| Electricity | $296 | $3,560 |
| Total | $4,276 | $51,312 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-25 | Listed for sale | $679,999 |
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