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3154 Gadwall Rd, Orange Park, FL, 32073

5beds
4baths
3,518sqft
$529,990
$151price/sqft
$3,880/moest. monthly cost
$155,200/yrincome needed

About This Home

Discover the spacious and luxurious Wellington floor plan by Dream Finders Homes. Offering an impressive 3,518 square feet of living space, this home boasts 5 bedrooms and 3.5 bathrooms, providing ample room for families or those who love to entertain. The modern kitchen is equipped with high-end appliances, sleek cabinetry, and expansive countertops, making it a perfect space for culinary endeavors and social gatherings. The open-concept living and dining areas are ideal for relaxation and entertainment, while the three-car garage offers ample storage and convenience. Don't miss the opportunity to explore the Wellington floor plan and experience the epitome of luxurious living. Photos are representative of a Wellington Floorplan**

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Argyle Elementary SchoolGrades PK-61.1 mi
4/10
5/10
Orange Park High SchoolGrades PK,9-123.1 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Dream Finders Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 3,518 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$507$6,084
Property Taxes $340$4,080
Electricity $354$4,248
Total$3,880$46,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,028/yr
40% on housing$116,400/yr
45% on housing$103,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 32073$164
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32073$177
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$529,990

New Construction Spec

BrokerageDream Finders Homes

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