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1764 Us Highway 49, Florence, MS, 39073

3beds
2baths
2,947sqft
$475,000
$161price/sqft
$3,251/moest. monthly cost
$130,040/yrincome needed

About This Home

Prime Highway 49 Opportunity with Acreage! This unique property offers approximately 15 acres MOL with excellent Highway 49 frontage, making it ideal for a variety of uses-from a private homestead to a potential business or investment opportunity. The home, originally built around 1970 featuring a wood burning fireplace, ceiling fans, and an abundant storage throughout. A vintage Chambers gas stove adds character to the kitchen, and all appliances will remain with the property. Additional improvements include a 2-car garage and a 40x30 shop equipped with power and water- perfect for equipment storage, hobbies, or workspace needs.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Richland High SchoolGrades 7-123.5 mi
8/10

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Ceiling Fan(s),Fireplace
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace: Yes

Interior Area

  • Total structure area: 2,947
  • Total interior livable area: 2,947 sqft

Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed,Front Porch,Rear Porch
  • Exterior features: None

Lot

  • Lot size: 102 Acres
  • Features: 10 - 25 Acres
  • Lot size dimensions: DIST: 102 SEC/TWN/RNG/MER:SEC 18 TWN 04N RNG 02E APPRO x 8AC IN NW4 SEC 18-4-2 & NE4 SEC 13-4-1(INSIDE CITY)

Parking

  • Parking features: None,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather
Hurricane
Inland Flooding

FEMA Declared Disasters in Rankin County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$347$4,164
Property Taxes $229$2,748
Electricity $274$3,288
Total$3,251$39,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,462/yr
40% on housing$97,530/yr
45% on housing$86,693/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 39073$163
Rankin County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 39073$163
Rankin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$499,000

For Sale by Agent

AgentLeigh Ann Smith
BrokerageLisa Tingle Realty LLC

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