3521 Spruce St, Twin Lake, MI, 49457
About This Home
Welcome to this beautifully designed 2 bedroom, 2 full bath home in Timberline Estates! Featuring an open concept floorplan filled with natural light, this home offers a bright and inviting space perfect for everyday living and entertaining. The kitchen is a standout with rich cabinetry, ample counter space, stainless steel appliances, and a functional layout that flows seamlessly into the main living area. The spacious primary suite offers a private full bath and generous closet space, while the second bedroom and additional full bath provide flexibility for guests, a home office, or hobbies. Enjoy the convenience of main floor laundry, modern finishes throughout, and a clean, move in ready feel. Outside, you'll find a low maintenance yard and private driveway. Buyers must be approved by Timberline Estates. Buyer to pay applicable sales tax and title transfer fees. Enjoy low-maintenance living with lot rent starting at just $440/month, which includes water, sewer, and trash removal Timberline Estates offers fantastic amenities including a clubhouse, 24-hour fitness center, and playground. This is affordable, brand-new living without the wait schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: MobileManufactured
- Architectural style: Other
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Slab,Other
Bathroom2
- Level: Main
Bedroom2
- Level: Main
- Area: 108.0414
- Dimensions: 11.58 x 9.33
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 920
- Total interior livable area: 920 sqft
Kitchen
- Level: Main
- Area: 94.02
- Dimensions: 15.67 x 6.00
Living Room
- Level: Main
- Area: 178.5339
- Dimensions: 12.17 x 14.67
Master Bathroom
- Level: Main
Master Bedroom
- Level: Main
- Area: 174.573
- Dimensions: 11.90 x 14.67
Property
Details
- Parcel number: 08031300999304
Features
- Stories: 1
Lot
- Lot size dimensions: 0 x 0
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Muskegon County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $500 | $6,000 |
| Home Insurance * | $39 | $468 |
| Property Taxes | $90 | $1,080 |
| Electricity | $188 | $2,259 |
| Total | $817 | $9,804 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Pending sale | $98,900 |
| 2026-05-28 | Price change | $98,900 |
| 2026-05-15 | Listed for sale | $99,000 |
| 2026-05-11 | Pending sale | $99,000 |
| 2026-04-22 | Listed for sale | $99,000 |
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