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115 W 10th St, Coal Valley, IL, 61240

3beds
2baths
0sqft
$76,900
--price/sqft
$701/moest. monthly cost
$28,040/yrincome needed

About This Home

Choose the Light Side of Savings: $199 Security Deposit TWO MONTHS FREE Site Rent **Homes over $25,000 qualify Make your move by May 31st before this offer fades to the dark side! This home offers 3 bedrooms and 2 full bathrooms, featuring a welcoming open-concept layout filled with natural light and modern touches throughout. Tucked into a quiet, residential setting, it provides a relaxing atmosphere while keeping you close to everything you need. Spend your free time exploring local favorites like Niabi Zoo or enjoying the outdoors at Bicentennial Park. Enjoy the best of both worlds-comfortable, peaceful living with quick access to local amenities. Financing is available through approved lender partners. Home purchase is contingent upon deposit and application approval. Equal Housing Opportunity (EHO). Breed restrictions do apply. Reach out today to learn more and take the next step toward making this beautiful new home your own.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
4/10
John Deere Middle SchoolGrades 6-83.9 mi
4/10
Moline Sr High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Linoleum
  • Finished area above ground: 990

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 990

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • On leased land: Yes
  • Lease amount: 539

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Street

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $388$4,656
Home Insurance *$47$564
Property Taxes $136$1,632
Electricity $130$1,569
Total$701$8,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,034/yr
40% on housing$21,030/yr
45% on housing$18,693/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 61240$112
Rock Island County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 61240$121
Rock Island County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$76,900

For Sale by Agent

AgentAmanda Walsh
BrokerageCandle Light MHP

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