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2257 Montgomery Rd, Auburn, KY, 42206

5beds
4baths
3,748sqft
$1,350,000
$360price/sqft
$9,054/moest. monthly cost
$362,160/yrincome needed

About This Home

Truly custom home with amenities galore! Situated on 8.48 acres, this stunning 3,748 sq ft property offers the perfect blend of luxury, functionality, and peaceful country living. From the moment you enter through the solid, beautifully crafted front door, you’re welcomed into an open-concept kitchen and living area featuring 9-foot ceilings throughout, creating a bright and spacious atmosphere. The chef’s kitchen is fully equipped with high-end appliances, including a commercial-grade refrigerator, two built-in wall ovens (one with microwave), drop-in induction cooktop, beverage cooler, and ice maker—all of which remain. The space is anchored by an oversized 10-foot granite island and complemented by a walk-in pantry and cozy breakfast area. The laundry room is thoughtfully designed with custom cabinetry, a fold-out table, utility sink, shelving, and pull-out storage for both trash and laundry. Washer and dryer convey with the home. The primary suite is a true retreat, featuring separate his-and-hers vanities, a built-in makeup station, private water closet, and a custom walk-in closet designed for optimal organization. An upstairs bedroom includes its own mini-split system for personalized comfort. The remainder of the home is all electric, supported by a built-in generator to support all major home components and on a separate panel for reliability during storms and outages. A leased propane tank is also present on the property. Step outside to your private oasis featuring a heated in-ground fiberglass saltwater pool with multi-color lighting—perfect for evening enjoyment. The pool is surrounded by custom concrete, includes a firepit, and comes complete with a new, unopened pool cover, four lounge chairs, and an umbrella. A portion of the pool deck has already been reinforced for a future outdoor kitchen addition. Enjoy serene, scenic views from this beautifully designed outdoor space. The impressive 40x60 shop is fully equipped with four overhead doors, two mini-split units, spray foam insulation, and its own separate septic system. It is wired for an air compressor and includes a kitchen area with refrigerator, microwave, dishwasher, plus washer and dryer—all of which remain. An exterior lean-to provides additional storage. Both the home and shop are equipped with high-speed internet and security systems. An oversized attached garage offers an additional three feet of depth—ideal for longer vehicles or even boat storage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
Auburn Elementary SchoolGrades PK-83.2 mi
8/10
Logan County High SchoolGrades 9-125.1 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2024

Materials

  • Foundation: Brick/Mortar
  • Roof: Dimensional,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built In Wall Oven,Cooktop,Dishwasher,Double Oven,Microwave,Refrigerator,Dryer,Washer,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None,Crawl Space

Bathroom

  • Features: Double Vanity,Separate Shower,Walk-In Closet(s)

Bedroom2

  • Level: Main
  • Area: 166.5903

Bedroom3

  • Level: Main
  • Area: 168.6597

Bedroom4

  • Level: Main
  • Area: 180.0069

Bedroom5

  • Level: Upper
  • Area: 307.7708

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Dining Room

  • Level: Main
  • Area: 161.2083

Features

  • Ceiling Fan(s),Closet Light(s),Split Bedroom Floor Plan,Vaulted Ceiling(s),Walk-In Closet(s),Walls (Dry Wall),Eat-in Kitchen,Formal Dining Room
  • Door features: Insulated Doors
  • Window features: Thermo Pane Windows,Tilt,Vinyl Frame,Blinds
  • Flooring: Hardwood,Tile
  • Fireplace features: None
  • Attic: Storage

Heating & Cooling

  • Heating features: Central,Ductless,Electric
  • Cooling features: Central Air,Central Electric

Interior Area

  • Total structure area: 3,748
  • Total interior livable area: 3,748 sqft

Kitchen

  • Features: Granite Counters
  • Level: Main
  • Area: 235.5556

Master Bathroom

  • Level: Main
  • Area: 162.6667

Master Bedroom

  • Level: Main
  • Area: 272

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 124000001403

Features

  • Pool features: In Ground,Heated
  • Patio & porch: Covered Front Porch
  • Exterior features: Concrete Walks,Garden,Landscaping,Stamped Concrete Walks
  • Fencing: None

Lot

  • Lot size: 8.48 Acres
  • Features: Level,County,Farm,Out of City Limits

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Multiple Garages
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Drought
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$950$11,400
Property Taxes $983$11,796
Electricity $295$3,551
Total$9,054$108,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$310,422/yr
40% on housing$271,620/yr
45% on housing$241,440/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$360This listing

vs Other Active Listings

Avg $/sqft

ZIP 42206$126
Logan County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 42206
Logan County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$1,350,000

For Sale by Agent

AgentCrystal Cavanah
BrokerageKeller Williams First Choice R

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