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716 129th St E #12, Tacoma, WA, 98445

5beds
3baths
2,820sqft
$699,995
$248price/sqft
$4,399/moest. monthly cost
$175,960/yrincome needed

About This Home

Step into the Emerald, a home ready for any occasion. On the main floor, entertain with ease in the open concept great room and kitchen. The electric fireplace, eat-in kitchen island, and expansive walk-in pantry make any event a breeze. Just down the hall, a main floor bedroom featuring a walk-in closet makes for a perfect home work space or guest suite. On the upper floor, four versatile living spaces can be found in addition to a spacious bonus room. Highlighting this home is the sumptuous primary suite boasting a beautiful 5-piece bathroom and expansive walk-in closet

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
Collins Elementary SchoolGrades PK-50.8 mi
4/10
4/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,820 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$173$2,076
Property Taxes $495$5,940
Electricity $192$2,314
Total$4,399$52,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,822/yr
40% on housing$131,970/yr
45% on housing$117,306/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 98445$231
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98445$292
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Listed for sale$724,995

New Construction Spec

AgentD.R. Horton
BrokerageD.R. Horton

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