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7814 Route 305, Belfast, NY, 14711

2beds
1baths
1,282sqft
$26,010
$20price/sqft
$446/moest. monthly cost
$17,840/yrincome needed

About This Home

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
Cuba Elementary SchoolGrades PK-67.8 mi
3/10
7/10
Cuba Rushford High SchoolGrades 9-126.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1955

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Propane Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Other,See Remarks
  • Flooring: Other,See Remarks

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 1,282
  • Total interior livable area: 1,282 sqft

Property

Details

  • Parcel number: 02340012900000010050000000
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Dirt Driveway,Propane Tank - Leased

Lot

  • Lot size: 2 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 202 x 492

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Allegany County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $131$1,572
Home Insurance *$18$216
Property Taxes $51$612
Electricity $246$2,954
Total$446$5,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,291/yr
40% on housing$13,380/yr
45% on housing$11,893/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$20This listing

vs Other Active Listings

Avg $/sqft

ZIP 14711$15
Allegany County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 14711
Allegany County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

Unknown Listed By

AgentDario O Peynado
BrokeragePark Realty of WNY LLC

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