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3012 Bridlewood Lane, New Albany, IN, 47150

4beds
3baths
2,695sqft
$465,000
$173price/sqft
$3,140/moest. monthly cost
$125,600/yrincome needed

About This Home

This lovely one-owner New Albany brick ranch was built by Discovery Builders. Convenient location, finished daylight basement, tons of upgrades, and all the custom details!! One floor living with beautiful floors, hip-vault ceilings, and custom trim throughout! Eat-in kitchen has quartz countertops, walk-in pantry, and access to the mudroom and laundry room. The main floor Owner's Suite has custom blinds, a tiled shower, and a walk-in closet. The storage in this home is great - from large closets in each bedroom to the daylight basement unfinished space. The finished section of the basement is plumbed for a minibar (see virtually staged picture) however, the sellers use the space as an office and HUGE play area. The fourth bedroom and a full bath are in the lower level. The covered back patio overlooks the flat backyard with ample space and privacy.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
Grant Line SchoolGrades PK-42.0 mi
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Poured
  • Roof: Shingle
  • Construction materials: Brick,Hardboard,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Sump Pump

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Family Room

  • Level: Lower

Features

  • Bookcases,Ceiling Fan(s),Entrance Foyer,Eat-in Kitchen,Home Office,Kitchen Island,Bath in Primary Bedroom,Main Level Primary,Open Floorplan,Pantry,Separate Shower,Utility Room,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Thermal Windows
  • Finished area below ground: 945
  • Finished area above ground: 1,750

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,695
  • Total interior livable area: 2,695 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Other

  • Level: First

Other

  • Level: Lower

Property

Details

  • Parcel number: 220506400085007007
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Patio

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$287$3,444
Property Taxes $255$3,060
Electricity $247$2,964
Total$3,140$37,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,657/yr
40% on housing$94,200/yr
45% on housing$83,733/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 47150$105
Floyd County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 47150$152
Floyd County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$475,000
2026-04-23Listed for sale$485,000

For Sale by Agent

AgentMargot Lipinski
BrokerageSemonin REALTORS

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