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236 Pine Cone Dr, North East, MD, 21901

4beds
3baths
2,071sqft
$523,990
$253price/sqft
$3,465/moest. monthly cost
$138,600/yrincome needed

About This Home

THIS HOME IS UNDER CONSTRUCTION!!! The Topaz home design is a single-family home, from our signature Gem Series, with 4 bedrooms, 2.5 baths, and a 2-car garage. As you walk in the first floor is an expansive great room with an open floorplan of the kitchen and breakfast nook. The openness of these areas offers plenty of space for informal dining and entertaining. Complementing the kitchen is a spacious Sunroom and an island in the heart of the cooking space; enhancing the kitchen's storage and counter space. Beyond the breakfast nook lies a short hallway with a powder room, closet, garage entry, and a choice room. As you climb up the stairs to the second floor you find a generous owner's suite with a walk-in closet and a bathroom with a shower and private water closet. The owner's suite shares the level with three additional bedrooms, a laundry room, and a full hall bath.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
4/10
North East Middle SchoolGrades 6-82.7 mi
3/10
North East High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter,Passive Radon Mitigation
  • Construction materials: CPVC/PVC,Rough-In Plumbing,Vinyl Siding

Other

  • Builder model: Topaz
  • Builder name: Gemcraft Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range - Electric,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom2

  • Level: Upper
  • Area: 120
  • Dimensions: 10 X 12

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 11 X 12

Bedroom4

  • Level: Upper
  • Area: 121
  • Dimensions: 11 X 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Level: Main
  • Area: 121
  • Dimensions: 11 X 11

Features

  • Bathroom - Stall Shower,Bathroom - Tub Shower,Breakfast Area,Family Room Off Kitchen,Open Floorplan,Kitchen Island,Pantry,Recessed Lighting,Walk-In Closet(s)
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 2,071

Great Room

  • Level: Main
  • Area: 256
  • Dimensions: 16 X 16

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,071
  • Total interior livable area: 2,071 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Office

  • Level: Main
  • Area: 81
  • Dimensions: 9 X 9

Other

  • Level: Main
  • Area: 160
  • Dimensions: 16 X 10

Primary Bedroom

  • Features: Attached Bathroom,Walk-In Closet(s)
  • Level: Upper
  • Area: 208
  • Dimensions: 13 X 16

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Drought
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,649$31,788
Home Insurance *$160$1,920
Property Taxes $375$4,500
Electricity $281$3,374
Total$3,465$41,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,800/yr
40% on housing$103,950/yr
45% on housing$92,400/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 21901$251
Cecil County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 21901$221
Cecil County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Coming Soon

AgentMary Ann Hammel
BrokerageMary Ann Hammel

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