4580 Military Tpke, Altona, NY, 12910
About This Home
Rarely does an opportunity arise to own a contiguous 186 acre private wilderness at this price point. Welcome to Black Bear Lodge, a sanctuary for the true outdoorsman and those seeking total seclusion without sacrificing comfort. 3 beaver dams = fishing, waterfowl, and deer! Whether you are an avid hunter, a conservationist, or looking for the ultimate off-grid retreat, this property offers a diverse ecosystem and a 640sqft turnkey lodge, ready for your first weekend getaway! The lodge is hardwired for generator, solar panel backup. Lodge is insured for $168,000 replacement value. 1 mile to golf course; 20 mins to Canadian Border and 30 mins to bridge to Vermont.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Farm
Interior
Bedrooms & Bathrooms
- Bathrooms: 1
- Full bathrooms: 1
Features
- Open Floorplan
- Finished area below ground: 0
- Finished area above ground: 640
Heating
- Heating features: Solar,Wood
Interior Area
- Total structure area: 640
- Total interior livable area: 640 sqft
Property
Details
- Parcel number: 104.17
- Other equipment: Generator
- Horse amenities: Other
Features
- Levels: One
- Patio & porch: Enclosed,Front Porch,Glass Enclosed
- Has view: Yes
- View description: Forest,Panoramic,Trees/Woods,Valley
- Horses can be raised: Yes
Lot
- Lot size: 186 Acres
- Features: Many Trees,Near Golf Course,Pond on Lot,Private,Secluded,Wooded
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
- Cold Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Clinton County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance * | $157 | $1,884 |
| Property Taxes | $559 | $6,708 |
| Electricity | $246 | $2,954 |
| Total | $2,858 | $34,296 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $375,000 |
| 2026-04-23 | Listed for sale | $395,000 |
For Sale by Agent
View on Zillow