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1193 Ridgewood Dr, Miami Township, OH, 45140

4beds
5baths
0sqft
$1,079,900
--price/sqft
$7,169/moest. monthly cost
$286,760/yrincome needed

About This Home

The Drees Homes Vanderburgh 2 story floor plan is a customer favorite. This home has a large kitchen that opens to the family room with a main dining room with a breakfast room off the kitchen This home also includes 4 bedrooms on the second floor included the primary suite. The back deck is perfect for entertaining the basement has a finished rec room with a full bath!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Loveland Middle SchoolGrades 7-81.8 mi
9/10
Loveland High SchoolGrades 9-122.6 mi

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick,Stone,Vinyl Siding

Other

  • Builder name: The Drees Company

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Oven/Range,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Full
  • Level: Second

Bathroom3

  • Features: Full
  • Level: Second

Bathroom4

  • Features: Partial
  • Level: First

Bedroom2

  • Level: Second
  • Area: 144

Bedroom3

  • Level: Second
  • Area: 156

Bedroom4

  • Level: Second
  • Area: 169

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 143

Family Room

  • Features: Fireplace
  • Area: 336

Features

  • High Ceilings,Vaulted Ceiling(s)
  • Window features: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Pantry,Quartz Counters,Eat-in Kitchen
  • Area: 77

Living Room

  • Area: 0

Master Bathroom

  • Features: Shower

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 288

Office

  • Level: First
  • Area: 110

Property

Details

  • Parcel number: NEW/UNDER CONST/TO BE BUILT
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Features: .5 to .9 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,460$65,520
Home Insurance *$383$4,596
Property Taxes $1,133$13,596
Electricity $193$2,320
Total$7,169$86,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$245,794/yr
40% on housing$215,070/yr
45% on housing$191,173/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 45140$272
Clermont County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 45140$203
Clermont County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$1,079,900

New Construction

AgentJacqueline Bowen
BrokerageDrees / Zaring Realty

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