20128 Merritt Ave, Chippewa Lake, MI, 49320
About This Home
Beautiful 30x40 pole Barndominium with 1,200 square feet of open floorplan, kitchen, bath and workshop in pole building. Has overhangs on both sides for entertaining. Has 70' of water frontage and huge yard. Call a Realtor today to see this one.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Barndominium
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: None
Basement
- Basement: Slab
Bedrooms & Bathrooms
- Bathrooms: 1
- Full bathrooms: 1
Features
- Fireplace: Yes
Heating
- Heating features: Space Heater
Interior Area
- Total structure area: 1,200
- Total interior livable area: 1,200 sqft
Property
Details
- Parcel number: 5403057101003
Features
- Stories: 2
- On waterfront: Yes
- Waterfront features: Lake
- Waterbody name: Chippewa Lake
Lot
- Lot size: 0.78 Acres
- Lot size dimensions: irregular
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Cold Wave
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Mecosta County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,642 | $19,704 |
| Home Insurance * | $112 | $1,344 |
| Property Taxes | $251 | $3,012 |
| Electricity | $188 | $2,259 |
| Total | $2,193 | $26,316 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $350,000 |
View on Zillow