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13107 Blacksmith Ct, Matthews, NC, 28105

5beds
3baths
2,771sqft
$547,900
$198price/sqft
$3,519/moest. monthly cost
$140,760/yrincome needed

About This Home

Welcome to the Magnolia, a beautifully crafted currently under construction new construction home offering 5 bedrooms and 3 bathrooms with thoughtfully designed spaces and elevated finishes throughout. From the moment you step inside, you’ll notice the attention to detail featuring quartz countertops, stylish black fixtures, and modern touches that bring warmth and sophistication to every room. The main level includes a private guest suite, perfect for visitors. Upstairs, the spacious primary suite serves as a true retreat, complete with a double vanity, elegant tiled walk-in shower, and glass enclosure that creates a spa-like feel. At the heart of the home, the kitchen shines with stainless steel appliances, cabinetry, and a large island ideal for cooking, entertaining, and gathering with family and friends. Whether hosting or enjoying a quiet night in, this space is designed to bring people together. Ideally located just minutes from I-485 and Highway 74, you’ll enjoy convenient access to shopping, dining, and commuting routes while still coming home to comfort and style. Enjoy $10,000 in seller concessions when using one of the builder’s preferred lenders—an excellent opportunity for a rate buydown or assistance with closing costs. **Photos are for illustration purposes only**

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

3/10
Crown Point ElementaryGrades PK-52.5 mi
4/10
Mint Hill Middle SchoolGrades 6-81.4 mi
6/10
David W Butler HighGrades 9-121.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave
  • Laundry features: Upper Level

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,771

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,771
  • Total interior livable area: 2,771 sqft

Laundry

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 21516251
  • Zoning: R-15
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.36 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,770$33,240
Home Insurance *$176$2,112
Property Taxes $315$3,780
Electricity $258$3,097
Total$3,519$42,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,651/yr
40% on housing$105,570/yr
45% on housing$93,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 28105$266
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28105$228
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$547,900

New Construction

AgentMakenzie Breedlove
BrokerageRed Cedar Realty LLC

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