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V/l Monroe St, Manistee, MI, 49660

5beds
4baths
2,831sqft
$899,900
$318price/sqft
$5,979/moest. monthly cost
$239,160/yrincome needed

About This Home

Lake Michigan views, walkable access to 5th Avenue Beach and Harbor Village, this proposed new construction home by LOYL Construction presents a rare opportunity to own a new, quality-built home in a prime Manistee location! Offering beautiful Lake Michigan views from the second story balcony and positioned directly across the street from Man Made Lake, this property is within walking distance to 5th Avenue Beach and Harbor Village. Thoughtfully designed for both everyday living and entertaining, the home features inviting indoor and outdoor spaces, a spacious living area with fireplace, a bright and functional kitchen with quartz surfaces, and a generous 3-stall garage with ample storage. The layout includes a private primary suite with bath, tile shower, and walk-in closet, along with the option to add more finished living space in the lower level. A wonderful opportunity to create your custom coastal home in one of Manistee's most desirable settings.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

7/10
Manistee High SchoolGrades 6-121.5 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Other

  • Builder name: LOYL Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Gas Dryer Hookup,Laundry Room,Sink,Upper Level

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Features

  • Center Island,Pantry
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,831
  • Total interior livable area: 2,831 sqft

Property

Details

  • Parcel number: 515126070603
  • Zoning description: Res

Features

  • Stories: 2

Lot

  • Lot size: 0.60 Acres
  • Lot size dimensions: 1200 x 200

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Lightning
Cold Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Manistee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$439$5,268
Property Taxes $682$8,184
Electricity $308$3,705
Total$5,979$71,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,994/yr
40% on housing$179,370/yr
45% on housing$159,440/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 49660$190
Manistee County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 49660
Manistee County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$899,900

New Construction

AgentSeth C Lerg
BrokerageGreenridge Realty (Caledonia)

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