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504 Olcott Lake Dr, Jackson, MI, 49201

5beds
3baths
2,752sqft
$810,000
$294price/sqft
$5,595/moest. monthly cost
$223,800/yrincome needed

About This Home

LAKEFRONT GEM, ON CHAIN OF 7 MAGICAL SPARKLING LAKES IN HEART OF SOUTHERN MICHIGAN! This spacious all sports lake home is perfect for gathering for friends & family to meet at the lake. 5 bedrooms, 3 full baths, plus 24 x 32 ft attached garage with upstairs & storage. Covered 12x32 area for storing boat & lake toys plus a whole home generator to ensure the sun at the lake never stops. Main living area has high wood beams, fireplace, great open layout that all can enjoy, spills out to super sunroom with massive sliders to broad patio & lake. Cook's Kitchen with plenty of space, as well as nice upgrades, including granite countertops, stainless appliances, plus water views, great space for people to move around, have fun, entertain & dine together. Plus, dedicated space for formal indoordining. Generous outdoor spaces that include a lakeside spa and automatic awning system. Tons of great space on great chain of lakes. This lake home checks all the boxes! Hurry, she won't last long!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
5/10
Napoleon Middle SchoolGrades 6-82.2 mi
6/10
Napoleon High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Second
  • Area: 110
  • Dimensions: 11 X 10

Bedroom

  • Level: Entry
  • Area: 180
  • Dimensions: 15 X 12

Bedroom

  • Level: Second
  • Area: 110
  • Dimensions: 10 X 11

Bedroom

  • Level: Entry
  • Area: 209
  • Dimensions: 19 X 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area above ground: 2,752

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 2,752 sqft

Kitchen

  • Level: Entry
  • Area: 130
  • Dimensions: 13 X 10

Laundry

  • Level: Entry
  • Area: 135
  • Dimensions: 15 X 9

Living Room

  • Level: Entry
  • Area: 247
  • Dimensions: 19 X 13

Other

  • Level: Second

Other

  • Level: Entry

Other

  • Level: Second
  • Area: 180
  • Dimensions: 15 X 12

Other

  • Level: Entry
  • Area: 209
  • Dimensions: 19 X 11

Other

  • Level: Second
  • Area: 384
  • Dimensions: 32 X 12

Other

  • Level: Entry
  • Area: 77
  • Dimensions: 11 X 7

Primary Bathroom

  • Level: Entry
  • Area: 63
  • Dimensions: 9 X 7

Primary Bedroom

  • Level: Entry
  • Area: 225
  • Dimensions: 15 X 15

Property

Details

  • Parcel number: 000142430202000
  • Special condition: Short Sale,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevel
  • Pool features: None

Lot

  • Lot size: 0.75 Acres
  • Lot size dimensions: 66 x 167

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters in Jackson County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,095$49,140
Home Insurance *$451$5,412
Property Taxes $749$8,988
Electricity $300$3,602
Total$5,595$67,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,828/yr
40% on housing$167,850/yr
45% on housing$149,200/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 49201$122
Jackson County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 49201$142
Jackson County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$810,000

For Sale by Agent

AgentAli T Charara
BrokerageCentury 21 Curran & Oberski

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