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4441 N State Route 48, Lebanon, OH, 45036

2beds
1baths
728sqft
$230,000
$316price/sqft
$1,683/moest. monthly cost
$67,320/yrincome needed

About This Home

USDA financing eligible to qualified buyer! Adorable ranch home in Lebanon. This home features luxury vinyl plank flooring throughout with two bedrooms and one full bathroom. The remodeled eat-in kitchen features beautiful wood cabinetry, granite countertops, stainless steel appliances, and tile backsplash. The remodeled bathroom features a large tile shower and wood vanity. Large deck at rear of home walks down to flat .33 acre yard. Large driveway for off-stree parking. HVAC and septic replaced 2022.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Bowman Primary SchoolGrades PK-24.0 mi
8/10
Lebanon High SchoolGrades 8-122.8 mi
5/10

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Block,Slab
  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: None

Bathroom1

  • Features: Full
  • Level: First

Bedroom2

  • Level: First
  • Area: 96

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 728
  • Total interior livable area: 728 sqft

Kitchen

  • Features: Eat-in Kitchen,Vinyl Floor,Walkout,Wood Cabinets,Marble/Granite/Slate
  • Area: 165

Living Room

  • Features: Walkout
  • Area: 210

Master Bathroom

  • Features: Shower,Tile Floor

Master Bedroom

  • Level: First
  • Area: 108

Office

  • Area: 0

Property

Details

  • Parcel number: 0804427013

Features

  • Levels: One
  • Stories: 1

Parking

  • Parking features: Off Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$94$1,128
Property Taxes $233$2,796
Electricity $193$2,320
Total$1,683$20,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,702/yr
40% on housing$50,490/yr
45% on housing$44,880/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 23.9%
23.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 45036$218
Warren County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 45036$192
Warren County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$240,000

For Sale by Agent

AgentDeron G. Schell
BrokerageHuff Realty

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