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863 County Road 613, Mentone, AL, 35984

3beds
4baths
1,964sqft
$1,250,000
$636price/sqft
$7,592/moest. monthly cost
$303,680/yrincome needed

About This Home

Whether you’re looking for a peaceful full-time residence or a high-performing short-term rental, this custom riverside retreat offers the ultimate Lookout Mountain lifestyle. This meticulously maintained home perfectly blends contemporary comfort w/ the rugged beauty of Little River. Steps away from the iconic DeSoto Falls and nestled directly on the banks of Little River. 3 BR & 3.5 BA, plus a versatile loft. Follow the private walkway down to your own floating dock. From the vaulted ceilings to the high-end finishes, every inch of this home feels fresh and intentional. Gather around the dedicated fire pit area for starlit nights and toasted marshmallows. Covered porches. FULLY FURNISHED!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

4/10
Valley Head High SchoolGrades PK-121.6 mi

Construction

Condition

  • Year built: 2022

Other

  • Builder name: TONY GRIFFIN CONSTRUCTION INC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Ceiling Fan(s),Recessed Lighting,Wood Floor
  • Level: Second
  • Area: 156

Bedroom3

  • Features: Ceiling Fan(s),Recessed Lighting,Wood Floor,Walk-In Closet(s)
  • Level: Second
  • Area: 187

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Window Cov,Wood Floor
  • Level: First
  • Area: 168

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2,Electric
  • Cooling features: Central 2,Electric

Interior Area

  • Total interior livable area: 1,964 sqft

Kitchen

  • Features: Granite Counters,Recessed Lighting,Wood Floor,Built-in Features
  • Level: First
  • Area: 180

Living Room

  • Features: Fireplace,Recessed Lighting,Window Cov,Wood Floor
  • Level: First
  • Area: 360

Loft

  • Features: Recessed Lighting,Window Cov,Wood Floor
  • Level: Second
  • Area: 240

Master Bedroom

  • Features: Ceiling Fan(s),Recessed Lighting,Window Cov,Wood Floor
  • Level: First
  • Area: 255

Property

Accessibility

  • Accessibility features: Barrier Free Counter/Rmps

Details

  • Parcel number: 1302040000009.002

Features

  • Patio & porch: Covered,Covered Porch
  • Exterior features: Dock
  • On waterfront: Yes
  • Waterfront features: Water Access,Waterfront
  • Waterbody name: Little River East Fork

Lot

  • Lot size: 0.65 Acres

Parking

  • Parking features: Circular Driveway,Driveway-Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$783$9,396
Property Taxes $249$2,988
Electricity $240$2,881
Total$7,592$91,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,297/yr
40% on housing$227,760/yr
45% on housing$202,453/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$636This listing

vs Other Active Listings

Avg $/sqft

ZIP 35984$200
DeKalb County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 35984$283
DeKalb County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$1,250,000

For Sale by Agent

AgentPam Wheeler
BrokerageSouthern Properties Agency Inc

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