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4490 County Highway Q, Colgate, WI, 53017

2beds
1baths
1,000sqft
$314,000
$314price/sqft
$2,117/moest. monthly cost
$84,680/yrincome needed

About This Home

This two-bedroom home features a three-car heated garage and is situated on a spacious half-acre lot, making it an ideal choice for a small family, a couple seeking additional space, or a strategic investment. The property has been recently updated with new windows that provide ample natural light throughout the interior. The installation of new siding, flooring, and fresh paint ensures the home has a modern, move-in-ready feel. The expansive lot and heated garage offer significant room for home business, storage, hobbies, boats, RVs, or additional equipment. No HOA restrictions!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

9/10
6/10
Kennedy Middle SchoolGrades 6-88.2 mi
9/10
Germantown High SchoolGrades 9-126.7 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1964

Materials

  • Construction materials: Brick,Brick/Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Freezer,Oven,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Block,Full,Sump Pump

Bathroom

  • Features: Tub Only,Shower Over Tub

Bedroom2

  • Level: Main
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Kitchen

  • Level: Main
  • Area: 200

Living Room

  • Level: Main
  • Area: 140

Master Bedroom

  • Level: Main
  • Area: 120

Property

Details

  • Parcel number: V10 130900B
  • Zoning: RS3
  • Exclusions: Seller's Personal Property

Features

  • Levels: One
  • Stories: 1
  • Living area range: 751-1000

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Heated Garage,Detached,3 Car,1 Space
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,587$19,044
Home Insurance *$82$984
Property Taxes $277$3,324
Electricity $171$2,054
Total$2,117$25,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,582/yr
40% on housing$63,510/yr
45% on housing$56,453/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 53017$249
Washington County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 53017$242
Washington County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$349,900

For Sale by Agent

AgentDebra Tuttle
BrokeragePremier Point Realty LLC

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