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4595 State Route 850, Bidwell, OH, 45614

2beds
2baths
1,080sqft
$205,000
$190price/sqft
$1,508/moest. monthly cost
$60,320/yrincome needed

About This Home

Brand-New Construction | Move-In Ready | Never Lived In. Welcome to 4595 State Route 850 in Bidwell-where fresh construction meets peaceful country living just minutes from State Route 35. Built in 2025, this never-lived-in ranch offers 1,080 sq ft with 2 bedrooms and 2 full baths.Step inside to a bright, open layout featuring an all-electric setup, cozy fireplace, and functional kitchen with dishwasher and oven-perfect for everyday living. The home includes a hot water tank and efficient ductless mini-splits for year-round comfort. Washer/dryer hookups add convenience, and modern finishes make it truly move-in ready.Enjoy the covered front porch with outdoor lighting or relax on the back deck overlooking 0.8 acres surrounded by trees. Built on a concrete block foundation with vinyl siding and shingle roof for low maintenance. The entire home-including the crawl space-has been spray foam insulated for added energy efficiency and comfort.Conveniently located with quick access to SR 35 for an easy commute, this property offers the perfect blend of modern living, efficiency, and a peaceful setting. A survey is in the midst of being completed. The actual lot size will end up being around .7 acre.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
Vinton Elementary SchoolGrades PK-55.3 mi
7/10
3/10
River Valley High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Block
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Single Family,New Home,SF-Site Built

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range- Electric
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Countertops- Solid Surface
  • Window features: Double Pane Windows
  • Flooring: Laminate
  • Fireplace features: Decorative
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Chiller

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Property

Details

  • Parcel number: 02800162907
  • Zoning description: Residential: R-1

Features

  • Levels: One
  • Patio & porch: Porch- Covered

Lot

  • Lot size: 0.80 Acres
  • Features: Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$121$1,452
Property Taxes $158$1,896
Electricity $193$2,320
Total$1,508$18,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,702/yr
40% on housing$45,240/yr
45% on housing$40,213/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 45614$130
Gallia County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 45614$139
Gallia County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$213,900
2026-05-05Contingent$213,900
2026-04-23Listed for sale$213,900

For Sale by Agent

AgentJessica Green
BrokerageERA Martin & Associates

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