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21545 NE Gather Pl, Bend, OR, 97701

3beds
3baths
1,268sqft
$474,990
$375price/sqft
$2,909/moest. monthly cost
$116,360/yrincome needed

About This Home

LOT 69- Summer move in! This 1268 square foot Cascade floorplan is a well-appointed home that offers great comfort in a modestly sized two-level plan with a single car garage. The open concept main level boasts natural light in the great room, adjoining the dining room that flows effortlessly into the kitchen with a pantry and breakfast bar. Upstairs, the private main bedroom features an ensuite bathroom with dual vanity and linen closet. A full secondary bathroom serves the two additional bedrooms. Parkside Place by Hayden Homes is the only new home construction homes in Bend with inclusive fencing starting in the $400,000's. Air conditioning included in this price.

Getting Around

16
WalkingCar-Dependent
20
TransitMinimal Transit
30
BikeSomewhat Bikeable

Schools

5/10
7/10
5/10
Bend Senior High SchoolGrades 9-122.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Stemwall
  • Roof: Composition

Other

  • Builder name: Hayden Homes, Inc.

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3

Features

  • Flooring: Carpet,Other
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,268
  • Total interior livable area: 1,268 sqft

Property

Details

  • Parcel number: 0
  • Zoning description: RS
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,049 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Inland Flooding

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$99$1,188
Property Taxes $233$2,796
Electricity $176$2,119
Total$2,909$34,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,737/yr
40% on housing$87,270/yr
45% on housing$77,573/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 97701$307
Deschutes County$360

vs Homes Sold Last Month

Median $/sqft

ZIP 97701$360
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Price change$474,990
2026-01-22Price change$490,990
2026-01-08Price change$497,990
2025-12-24Listed for sale$488,990

New Construction Spec

AgentRyan Thomas Chase
BrokerageNew Home Star Oregon, LLC

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