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189 Bay 10th St, Brooklyn, NY, 11228

5beds
4baths
2,116sqft
$2,480,000
$1,172price/sqft
$14,731/moest. monthly cost
$589,240/yrincome needed

About This Home

Prime Dyker Park Location | Elegant Two-Family Residence with Private Drive & Garage Discover this exceptional two-family home featuring two expansive duplex residences, ideally situated on a 40x96 lot with a 23x47 building footprint. Complete with a private driveway and a detached two-level garage, this property seamlessly blends scale, comfort, and sophistication. Bathed in natural light, the interiors showcase spacious layouts and refined living areas designed for both everyday comfort and upscale entertaining. The first duplex, spanning the main and lower levels, offers two generously sized bedrooms, formal living and dining rooms, a well-appointed kitchen, and two full bathrooms. The upper duplex, occupying the second and third floors, presents an equally impressive layout with three spacious bedrooms, a full kitchen, and two full bathrooms—ideal for premium rental income. Additional highlights include a fully finished lower level with a full bathroom, with a living room’s, and a separate rear entrance for added convenience and flexibility. Come outside to a private, beautifully maintained backyard—perfect for intimate gatherings or quiet relaxation. The private driveway and rare two-level garage provide exceptional convenience, a true luxury in this sought-after Brooklyn neighborhood. A rare opportunity to own a distinguished multi-family residence in the heart of Dyker Park.

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

7/10
Ps 229 DykerGrades PK-80.2 mi
3/10
New Utrecht High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Concrete Perimeter
  • Roof: Flat
  • Construction materials: Other,Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Refrigerator,Stove,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Hardwood,Tile,Other

Heating

  • Heating features: Natural Gas,Hot Water

Interior Area

  • Total structure area: 2,116
  • Total interior livable area: 2,116 sqft

Property

Details

  • Zoning: R4
  • Special condition: Arm's Length
  • Foundation area: 1081

Features

  • Stories: 2

Lot

  • Lot size: 3,867 sqft
  • Features: Back Yard
  • Lot size dimensions: 40x96

Parking

  • Parking features: Private Drive,Detached Garage
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Kings County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,540$150,480
Home Insurance *$685$8,220
Property Taxes $1,157$13,884
Electricity $349$4,196
Total$14,731$176,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$505,062/yr
40% on housing$441,930/yr
45% on housing$392,826/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,172This listing

vs Other Active Listings

Avg $/sqft

ZIP 11228$745
Kings County$697

vs Homes Sold Last Month

Median $/sqft

ZIP 11228$763
Kings County$623

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$2,680,000

For Sale by Agent

AgentMeiwen (Carmen) Li
BrokerageTiger Realty

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