127-1 South Highland Avenue #B3, Ossining, NY, 10562
About This Home
Spacious two bedroom light & airy updated END-unit in heart of town offers easy affordable living in a quiet, pet-friendly community. Common charges include taxes, heat, water, buildings/grounds and pool maintenance, insurance & parking. This low-maintenance one-level unit is located on the first floor. Features include an updated Kitchen with quartz countertops, white cabinetry, natural gas cooking stove; high-hat lighting and wiring for Verizon Fios/Spectrum/Cablevision. Multiple ceiling fans and windows in every room; multiple a/c units included. Corner location offers more windows and privacy than most and lets in more natural sunlight. Lovely landscaping, basketball/sports court, outdoor in-ground pool & common-use patios with BBQ set ups, along with well-maintained outdoor seating areas. Ossining's award-winning Schools are known for having the most Intel Science winners year after year along with great Robotics & STEM Programs. This is one of a very limited number of co-op complexes that is pet friendly (2 pet limit). Walk to the Arcadian Shopping Center's stores, banks and restaurants (i.e., McDonald's, Verizon, Starbucks, Capri Pizza, Valley Bank, Stop & Shop Supermarket +) all for your dining & shopping pleasure. If you work in the City, or want to head up north to Bear Mountain and beyond, Highland Terrace Co-ops has easy access to all main thoroughfares. You're only minutes from Metro-North's Hudson train line with less than an hour's commute to Manhattan. Nelson Park is just a block away. Scenic Aqueduct walking trails are nearby; and only seconds from riverfront options to fish or sail on the Hudson! Who needs anything more? Why not say "Welcome Home" to Unit #B3 today.
Getting Around
Very Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Actual
- Year built: 1962
Materials
- Foundation: Brick/Mortar
- Construction materials: Brick,Stone
Notable Dates
- Major remodel year: 1987
Type & Style
- Home type: Cooperative
- Architectural style: Garden
- Property subType: Stock Cooperative,Residential
Interior
Appliances
- Appliances included: Dishwasher,Gas Oven,Gas Range,Microwave,Refrigerator
- Laundry features: Common Area
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Chandelier,Eat-in Kitchen,Entrance Foyer,High Speed Internet,Open Kitchen,Other,Recessed Lighting,Stone Counters
- Attic: None
- Common walls with other units/homes: 1 Common Wall,End Unit
Heating & Cooling
- Heating features: Hot Water,Oil,Other
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 950
- Total interior livable area: 950 sqft
Property
Details
- Attached to another structure: Yes
- Special condition: None
Features
- Levels: One
- Pool features: In Ground,Outdoor Pool
Parking
- Total spaces: 1
- Parking features: Assigned,On Street,Parking Lot
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,188 | $14,256 |
| Home Insurance * | $71 | $852 |
| Property Taxes | $360 | $4,320 |
| Electricity | $246 | $2,954 |
| Total | $1,865 | $22,380 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Listed for sale | $235,000 |
| 2026-05-28 | Pending sale | $235,000 |
| 2026-04-25 | Listed for sale | $235,000 |
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