214 Emerald Bay Dr #3C, Lake Ozark, MO, 65049
About This Home
16x44 DOCK SLIP + PWC SLIP + FURNISHED + 2283 SQ.FT. + TOP-FLOOR UNIT= PERFECTION! Lakefront living with arguably one of the BEST VIEWS in Emerald Bay. This 4-bedroom, 4-bath condo offers a well-designed layout with the living area extending directly to a covered lakeside deck that captures wide open view of the 14 Mile Marker. Tray ceilings, a see-through fireplace, and a furnished interior add comfort and style throughout. The open floor plan showcases the view from the main living space, complimented by a spacious kitchen with pantry, great cabinetry, bar seating, and a designated dining area. Bedrooms are nicely sized and thoughtfully spaced, with 3 of the 4 offering en suite baths for added privacy. A utility closet and separate laundry closet complete the interior. The dock is a standout, featuring an oversized 16x44 slip—one of the largest available—positioned right next to the included PWC slip for easy, all-day lake access. Emerald Bay amenities include a community pool, clubhouse, tennis and pickleball courts, designated pet areas, breakwater dock system and more, making this an ideal full-time residence or lake getaway.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1997
Materials
- Roof: Architectural,Shingle
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Stove,Washer
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Level: Main
Features
- Tray Ceiling(s),Ceiling Fan(s),Coffered Ceiling(s),Furnished,Fireplace,Pantry,Walk-In Closet(s),Walk-In Shower,Window Treatments
- Window features: Window Treatments
- Flooring: Tile
- Number of fireplaces: 2
- Fireplace features: Two
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,283
- Total interior livable area: 2,283 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Other
- Level: Main
Other
- Level: Main
Primary Bedroom
- Features: Bath in Primary Bedroom
- Level: Main
Utility Room
- Level: Main
Property
Accessibility
- Accessibility features: Low Threshold Shower
Details
- Parcel number: 01702600000005069110
- Exclusions: Personal items and items not included on inventory list,Boat Hoist,PWC Hoist
Features
- Levels: One
- Pool features: Community
- Patio & porch: Covered,Deck
- Exterior features: Blacktop Driveway,Deck,Tennis Court(s)
- Has view: Yes
- View description: Channel
- Has water view: Yes
- Water view: Channel
- On waterfront: Yes
- Waterfront features: Channel,Lake Front
Lot
- Features: Lake Front
Parking
- Parking features: No Garage,Open
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Heat Wave
- Ice Storm
- Tornado
- Winter Weather
- Hail
- Landslide
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,755 | $33,060 |
| Home Insurance * | $348 | $4,176 |
| Property Taxes | $208 | $2,496 |
| Electricity | $174 | $2,092 |
| Total | $3,485 | $41,820 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $589,900 |
View on Zillow