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501 Riverdale #4C, Yonkers, NY, 10705

2beds
1baths
1,000sqft
$160,000
$160price/sqft
$1,357/moest. monthly cost
$54,280/yrincome needed

About This Home

Bring your vision and unlock the full potential of this spacious 2-bedroom co-op! Featuring a highly desirable layout with a large living room, formal dining room, and eat-in kitchen, this home offers the perfect foundation to create a truly customized space tailored to your style. Generous closet space throughout adds to the functionality and appeal. Located in a well-maintained building with a live-in superintendent, residents enjoy added conveniences including available storage, a patio, and a playground area. Commuters will love the unbeatable location with a bus stop right outside and quick access to the 1 and 4 trains—making travel simple and efficient. Just steps from Riverdale, you’re close to shopping, dining, and everyday essentials. Even better, maintenance includes ALL utilities—heat, hot water, gas, electric, sewer, and master insurance—providing exceptional value and predictable monthly costs. A rare opportunity to design your ideal home in a prime, convenient location—don’t miss it!

Getting Around

84
WalkingVery Walkable
68
TransitGood Transit
48
BikeSomewhat Bikeable

Schools

8/10
PEARLS HawthorneGrades PK-80.4 mi
8/10
Yonkers High SchoolGrades 9-121.2 mi
7/10
Montessori School 27Grades PK-60.1 mi

Construction

Condition

  • Year built: 1953

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Cooperative
  • Architectural style: Other
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Gas Oven,Refrigerator
  • Laundry features: Common Area

Basement

  • Has basement: Yes
  • Basement: Common

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Steam
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Property

Details

  • Attached to another structure: Yes
  • Special condition: None

Parking

  • Total spaces: 1
  • Parking features: Waitlist
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$57$684
Property Taxes $245$2,940
Electricity $246$2,954
Total$1,357$16,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,525/yr
40% on housing$40,710/yr
45% on housing$36,186/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 10705$335
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10705$373
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Listed for sale$160,000

For Sale by Agent

AgentDenise Aversa
BrokerageHoward Hanna Rand Realty

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