470 Florence, Prosper, TX, 75078
About This Home
The Carmina | Designed by You, Ready When You Are Welcome to a rare opportunity in Ladera Living-a Carmina plan that gives you the best of both worlds: the personalization of building from the ground up with the convenience of a quick move-in timeline. This unique home is intentionally held at the drywall stage, giving you the chance to bring your vision to life at the design center. From finishes to fixtures, you'll have the freedom to create a home that truly reflects your style-without the wait of starting from scratch. A beautiful foundation is already in place, with thoughtfully selected design elements including kitchen cabinetry-crisp white cabinetry paired with a contrasting dark grey island-creating a timeless, designer-inspired look. The fireplace stone and exterior selections have also been carefully chosen, giving the home a cohesive, elevated starting point. Thoughtfully designed with 2 bedrooms, a private study, and a versatile craft room, this layout offers the flexibility to live exactly how you want. The open-concept living areas flow seamlessly to a covered patio-perfect for relaxing or entertaining. With a 2-car garage and a low-maintenance, lock-and-leave lifestyle, this home is as practical as it is personal. This is your chance to skip the timeline-but not the customization. Designed for what's next… and designed by you.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Other
- Builder name: Ladera Living
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Interior Area
- Total interior livable area: 2,232 sqft
Property
Features
- Levels: 1.0
- Stories: 1
Parking
- Total spaces: 3
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Inland Flooding
- Cold Wave
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,534 | $42,408 |
| Home Insurance * | $313 | $3,756 |
| Property Taxes | $862 | $10,344 |
| Electricity | $245 | $2,941 |
| Total | $4,954 | $59,448 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Listed for sale | $699,900 |
View on Zillow