3204 Creek Rd, Hiawassee, GA, 30546
About This Home
Discover this stunning getaway nestled in the heart of Hiawassee, GA. This spacious 5-bedroom, 4-bathroom cabin offers an inviting blend of rustic charm and modern comfort, perfect for families or groups seeking memorable southern adventures. As you step inside, you're welcomed by a cozy ambiance enhanced by a fireplace, perfect for those chilly evenings. The living area features comfortable seating, a television, and a private yard for outdoor fun. Each bedroom offers cozy accommodations, including a 2 suites with direct access to the deck and 3 additional bedrooms showcasing a mix of king, queen and twin beds. The kitchen is a culinary haven equipped with modern appliances, including a stove, oven, microwave, and dishwasher, along with a dining area perfect for family meals. Enjoy your evenings outside at the fire pit or unwind in the new hot tub, where you can soak away your cares under the stars. This house also caters to your adventure-seeking side, with nearby opportunities for hiking, fishing, and golfing. Just a short drive away, explore charming local attractions like stunning waterfalls, winery tours, and eco-tourism adventures. Named Bear Cabin, this home also has rental history.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Resale
- Year built: 2005
Materials
- Roof: Metal
- Construction materials: Frame,Log Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin,Traditional,Country
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Range,Microwave,Dishwasher,Washer,Dryer,Electric Water Heater
- Laundry features: Main Level,In Basement
Basement
- Has basement: Yes
- Basement: Finished,Partial
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Features
- Ceiling Fan(s),Cathedral Ceiling(s),Sheetrock,Wood,Entrance Foyer,High Speed Internet
- Flooring: Concrete,Wood,Tile
- Fireplace features: Vented,Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Heat Pump,Electric
- Cooling features: Central Air,Electric,Heat Pump
Interior Area
- Total structure area: 2,608
- Total interior livable area: 2,608 sqft
Property
Details
- Parcel number: 0046A024
Features
- Levels: Two
- Stories: 2
- Has spa: Yes
- Spa features: Bath
- Has view: Yes
- View description: Mountain(s),Seasonal
- Frontage type: Road
- Topography of land: Level,Sloping,Rolling,Steep,Wooded
Lot
- Lot size: 1.20 Acres
Parking
- Parking features: Garage,Asphalt,Concrete
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Hail
- Ice Storm
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,730 | $32,760 |
| Home Insurance * | $167 | $2,004 |
| Property Taxes | $157 | $1,884 |
| Electricity | $253 | $3,040 |
| Total | $3,307 | $39,684 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-23 | Price change | $539,999 |
| 2026-04-24 | Listed for sale | $549,999 |
View on Zillow