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450 & 451 Red Truck Lane, Charlotte, VT, 05445

5beds
5baths
5,300sqft
$3,595,000
$678price/sqft
$24,428/moest. monthly cost
$977,120/yrincome needed

About This Home

Welcome to your own slice of Vermont paradise—47 private acres with jaw-dropping 180-degree views of the Green Mountains and room to truly live. The main house is designed for comfort and connection, with two primary en-suites (one on each level), three additional bedrooms, a terrific high-end country kitchen, and bright, open living spaces that flow onto a cozy front porch with a fireplace—perfect for soaking in those sunsets. The patio is a standout feature—perfectly positioned to take in the views, with a spacious firepit ready for cozy evenings. Set out your Adirondack chairs, sip your morning coffee, and watch the sunrise paint the mountains. Guests will never want to leave the charming Adirondack-style guest house, offering about 1,000 square feet of inviting space with a vaulted great room, one bedroom, full bath, and its own two-car garage. Outside, the fun really begins—explore open meadows and wooded trails, take a dip in your private swimming pond complete with a dock, or simply enjoy the peace and privacy of your surroundings. The classic barn with five horse stalls and a tack room is ready for equestrian pursuits or could easily transform into the ultimate game room, fitness studio, or creative escape. There’s even a buildable lot for bringing family or friends along to create your own mini compound. Dreaming of gardens, farm-to-table living, or even a small vineyard? This sunny property is ready for it all. And when you do feel like venturing out, you’re just 15 minutes from Lake Champlain, 20 minutes to Burlington, and 50 minutes to Sugarbush Resort for year-round adventure. Be sure to watch the walk through and lifestyle videos!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

10/10
Charlotte Central SchoolGrades PK-83.5 mi
10/10
Champlain Valley Uhsd #15Grades 9-123.1 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Poured Concrete
  • Roof: Architectural Shingle
  • Construction materials: Wood Frame,Clapboard Exterior

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Dryer,Freezer,Microwave,Double Oven,Wall Oven,Refrigerator,Washer,Owned Water Heater,Wine Cooler,Exhaust Fan
  • Laundry features: 1st Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Interior Stairs,Unfinished,Interior Access,Exterior Entry,Basement Stairs,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Dining Area,Kitchen Island,Primary BR w/ BA,Natural Light,Indoor Storage,Wired for Sound,Walk-In Closet(s),Walk-in Pantry,Programmable Thermostat
  • Window features: Window Treatments,Screens,Double Pane Windows
  • Flooring: Hardwood,Slate/Stone,Tile
  • Fireplace features: Gas,Fireplace Screens/Equip,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 5,300

Heating & Cooling

  • Heating features: Oil,Baseboard,Hot Water,Zoned,Radiant,Mini Split
  • Cooling features: Central Air

Interior Area

  • Total structure area: 7,568
  • Total interior livable area: 5,300 sqft

Property

Accessibility

  • Accessibility features: 1st Floor 1/2 Bathroom,1st Floor Bedroom,1st Floor Full Bathroom,Access to Parking,Bathroom w/Step-in Shower,Hard Surface Flooring,1st Floor Laundry

Details

  • Zoning description: Residential
  • Other equipment: Radon Mitigation,Standby Generator
  • Exclusions: Dining room chandelier

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Porch,Enclosed Porch
  • Exterior features: Dock,Deck,Garden
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: Pond

Lot

  • Lot size: 47.57 Acres
  • Features: Country Setting,Horse/Animal Farm,Field/Pasture,Landscaped,Open Lot,Recreational,Views,Wooded,Near Country Club,Near Golf Course,Near Hospital,Near School(s)

Parking

  • Total spaces: 3
  • Parking features: Circular Driveway,Crushed Stone,Gravel,Auto Open,Direct Entry,Heated Garage,Driveway,Garage,On Site,Parking Spaces 11 - 20,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Vermont Counties

Flood
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,178$218,136
Home Insurance $1,262$15,144
Property Taxes $4,314$51,768
Electricity $674$8,090
Total$24,428$293,136

Income You'd Need if You Spent...

35% on housing$837,531/yr
40% on housing$732,840/yr
45% on housing$651,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$678This listing

vs Other Active Listings

Avg $/sqft

ZIP 05445$418
Chittenden County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 05445$387
Chittenden County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$3,700,000

For Sale by Agent

AgentKathleen OBrien
BrokerageFour Seasons Sotheby's Int'l Realty

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