412 Lakeshore Ct, Saint Charles, IL, 60174
About This Home
Welcome home to 412 Lakeshore Ct. This beautiful end-unit townhome for sale is in our Charlestowne Lakes community in St. Charles, Illinois, and will be ready for a fall 2026 move-in. This Grant plan offers 1827 square feet of living space with 3 bedrooms, 2.5 baths, and an additional flex space. Upon entering the home, you will be greeted by the finished flex room, which would be perfect as a den, office or playroom. Walking up the stairs, you will find this home's open concept living space. The expansive kitchen is central to both the dining and great rooms and is the perfect space to gather. The kitchen features designer soft-close cabinetry, a large island with quartz countertops, a pantry, and stainless-steel appliances. Upstairs you will find a large primary bedroom, with a spacious walk-in closet and en suite bath. There is also a laundry room, a second full bath, and two additional bedrooms. Decorate with the updated Craftsman style trim and 5-panel doors. Luxury vinyl plank flooring is included in the great room, kitchen, dining area, all baths, and the laundry room. All homes at Charlestowne Lakes include fully sodded yards and maintenance-free living. All Chicago homes include our America's Smart Home Technology featuring a smart video doorbell, smart Honeywell thermostat, smart door lock, Deako smart light switches and more. Photos are of similar home.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Stone,Fiber Cement
Other
- Builder model: GRANT
- Builder name: D.R. Horton
Type & Style
- Home type: Townhouse
- Property subType: Townhouse,Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Disposal,Stainless Steel Appliance(s)
- Laundry features: Upper Level,Gas Dryer Hookup,Laundry Closet
Basement
- Basement: None
Bedroom2
- Features: Flooring (Carpet)
- Level: Second
- Area: 99
- Dimensions: 9X11
Bedroom3
- Features: Flooring (Carpet)
- Level: Second
- Area: 90
- Dimensions: 9X10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bonus Room
- Features: Flooring (Carpet)
- Level: Lower
- Area: 120
- Dimensions: 8X15
Dining Room
- Level: Main
- Area: 165
- Dimensions: 15X11
Features
- Walk-In Closet(s),Open Floorplan
- Common walls with other units/homes: End Unit
Great Room
- Features: Flooring (Carpet)
- Level: Main
- Area: 228
- Dimensions: 19X12
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,827 sqft
Kitchen
- Features: Kitchen (Island,Pantry-Closet)
- Level: Main
- Area: 195
- Dimensions: 15X13
Laundry
- Level: Second
- Area: 15
- Dimensions: 3X5
Master Bedroom
- Features: Flooring (Carpet),Bathroom (Full,Double Sink)
- Level: Second
- Area: 143
- Dimensions: 11X13
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0925231037
- Special condition: Home Warranty
Features
- Exterior features: Balcony
Lot
- Lot size: 1,298 sqft
- Features: Landscaped
- Lot size dimensions: 22X59
Parking
- Total spaces: 2
- Parking features: Asphalt,Garage,Yes,Garage Owned,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance * | $195 | $2,340 |
| Property Taxes | $817 | $9,804 |
| Electricity | $140 | $1,686 |
| Total | $3,427 | $41,124 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Listed for sale | $454,990 |
View on Zillow