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5003 W Eagle Branch Dr, Muncie, IN, 47304

3beds
3baths
3,222sqft
$399,500
$124price/sqft
$2,854/moest. monthly cost
$114,160/yrincome needed

About This Home

WATERFRONT Original Model Home in desirable Eagle Branch Villas, a 55 and older community. 180- degree water views off the large deck are the best in the subdivision. Enjoy spectacular sunsets and a view of the lighted bridge in the evening. This condo is in move in condition. Two large bedrooms on the main floor provide several living options. The main floor has a full bath and a half bath, laundry room, and dining room. The kitchen offers solid surface countertops and stainless steel appliances. The living room has 12-foot ceilings, a 3-sided gas fireplace and a cabinet that houses the surround sound system with a 6 CD changer. Additional features include a Security System and a Porcelain tiled floor in the 2- car garage. The upstairs has a full bath and bedroom, flex room and storage room. Some furniture will convey. HOA fee includes Roof Replacement and exterior maintenance. Homeowner is only responsible for insurance on the interior which reduces insurance cost. Current owners insurance is only $82.00 per month. Insurance savings due to HOA covering the exterior of condo. Make an appointment to see where waterfront living with comfort and full design come together. Pets welcomed 40 lbs. weight limit. (see rules and regulations).

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Elec,Dishwasher,Microwave,Refrigerator,Electric Range,Electric Water Heater,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 156

Family Room

  • Level: Main
  • Area: 330

Features

  • Breakfast Bar,Sound System,Ceiling-9+,Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s),Countertops-Solid Surf,Crown Molding,Eat-in Kitchen,Entrance Foyer,Open Floorplan,Split Br Floor Plan,Double Vanity,Stand Up Shower,Tub and Separate Shower,Tub/Shower Combination,Main Level Bedroom Suite,Formal Dining Room,Great Room
  • Window features: Double Pane Windows,Blinds
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,222

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,222
  • Total interior livable area: 3,222 sqft

Kitchen

  • Level: Main
  • Area: 308

Living Room

  • Level: Main
  • Area: 374

Office

  • Level: Upper
  • Area: 143

Property

Details

  • Parcel number: 180625476024.012041

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Porch Covered
  • Exterior features: Irrigation System
  • Fencing: None
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront,Deck on Waterfront,Pond

Lot

  • Lot size: 10,193 sqft
  • Features: Level,City/Town/Suburb,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Utilities,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,020$24,240
Home Insurance *$270$3,240
Property Taxes $269$3,228
Electricity $295$3,544
Total$2,854$34,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,851/yr
40% on housing$85,620/yr
45% on housing$76,106/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 47304$102
Delaware County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 47304$127
Delaware County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$419,900

For Sale by Agent

AgentMichael Lambert
BrokerageLeading Home Realty

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