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16810 NW 124th St, Platte City, MO, 64079

4beds
4baths
2,685sqft
$599,950
$223price/sqft
$4,131/moest. monthly cost
$165,240/yrincome needed

About This Home

Brand-New True Ranch in Unincorporated Platte County! Looking for space, style, and one-level living? This stunning 4-bedroom, 3.5-bath open-concept true ranch in Running Horse Subdivision delivers exceptional craftsmanship and modern comfort throughout. As you step inside, you will find the extra-wide entry that flows into a bright, expansive living area featuring beautiful LVP floors and a striking stone fireplace. The chef’s kitchen is the heart of the home, showcasing a large island, abundant cabinetry, and a walk-in pantry, perfect for everyday living and entertaining. The dining area opens to a covered deck, ideal for morning coffee, weekend BBQs, or relaxing evening sunsets. The main level offers true convenience with laundry, three of the bedrooms, including the private primary suite complete with a spa-like bath and spacious walk-in closet. The finished lower level expands your living space with a large family room, an additional bedroom, a full bath, and ample storage. Walk out to a partially covered patio and enjoy the beauty of your spacious lot, perfect for play time, gatherings or quiet evenings. This property offers the perfect blend of location, space, and style; and is ready to welcome you home!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
6/10
Platte County High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Frame

Other

  • Builder model: Nora
  • Builder name: Tim Sprague Construc

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Free-Standing Electric Oven,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished,Walk-Out Access

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Kitchen Island,Painted Cabinets,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Flooring: Carpet,Luxury Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 970
  • Finished area above ground: 1,715

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,685
  • Total interior livable area: 2,685 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 166.013100002193.000

Features

  • Patio & porch: Patio

Lot

  • Lot size: 10,185 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Drought
Landslide

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$374$4,488
Property Taxes $519$6,228
Electricity $205$2,460
Total$4,131$49,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,634/yr
40% on housing$123,930/yr
45% on housing$110,160/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 64079$188
Platte County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 64079$191
Platte County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$599,950

New Construction

AgentJennifer Barth
BrokerageRE/MAX Realty and Auction House LLC

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