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2527A Fourleaf Dr, Finksburg, MD, 21048

4beds
3baths
2,704sqft
$1,150,000
$425price/sqft
$7,364/moest. monthly cost
$294,560/yrincome needed

About This Home

Introducing this exceptional brand new Georgia model by Greenspring Homes in Shamrock Estates, set on nearly two acres. Offering four bedrooms and three full bathrooms, this move-in ready home showcases high-quality finishes throughout. Tucked at the end of a long driveway, the property welcomes you with a covered wraparound porch and a convenient two-car garage. Inside, a modern neutral palette, tall ceilings, and abundant natural light create an inviting atmosphere. The foyer opens to beautiful hardwood floors, a formal dining room ideal for entertaining, and a spacious living room with a cozy gas fireplace. Prepare your favorite meals in the gourmet kitchen that is fully equipped with stainless steel appliances, quartz countertops, a tile backsplash, soft-close shaker cabinetry, and a center island. A breakfast nook offers space for casual meals, while the walk-in pantry adds excellent storage. A laundry room with built-in cubbies and garage access complete this side of the home. The main level hosts an exquisite primary bedroom suite with a walk-in closet and a spa-like bathroom featuring a dual-head walk-in shower, double vanity, linen closet, and separate water closet. A second bedroom and full bathroom are also on this level. Upstairs, you will find two additional bedrooms, a shared full bathroom, and two generous hall closets. The builder is offering a finished recreation room and bedroom in the lower level. Enjoy exceptional modern living in this brand-new home designed with comfort, style, and functionality in mind. Builder to include a recreation room, bedroom and bathroom in the lower level!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

7/10
8/10
Westminster High SchoolGrades 9-126.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter,Permanent
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder model: Georgia
  • Builder name: Greenspring Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Craftsman,Farmhouse/National Folk
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Oven,Range Hood,Stainless Steel Appliance(s),Water Heater,Electric Water Heater
  • Laundry features: Main Level,Hookup,Laundry Room

Basement

  • Features: Basement - Unfinished
  • Level: Lower
  • Area: 2772
  • Dimensions: 44 X 63

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Interior Entry,Exterior Entry,Rear Entrance,Rough Bath Plumb,Space For Rooms,Sump Pump,Walk-Out Access

Bathroom2

  • Features: Bathroom - Tub Shower,Flooring - Ceramic Tile,Recessed Lighting
  • Level: Main
  • Area: 40
  • Dimensions: 5 X 8

Bathroom3

  • Features: Bathroom - Tub Shower,Flooring - Ceramic Tile,Recessed Lighting
  • Level: Upper
  • Area: 60
  • Dimensions: 6 X 10

Bedroom2

  • Features: Ceiling Fan(s),Flooring - Carpet
  • Level: Main
  • Area: 165
  • Dimensions: 15 X 11

Bedroom3

  • Features: Ceiling Fan(s),Flooring - Carpet,Walk-In Closet(s)
  • Level: Upper
  • Area: 165
  • Dimensions: 15 X 11

Bedroom4

  • Features: Ceiling Fan(s),Flooring - Carpet,Walk-In Closet(s)
  • Level: Upper
  • Area: 165
  • Dimensions: 15 X 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Breakfast Room

  • Features: Flooring - Engineered Wood
  • Level: Main
  • Area: 195
  • Dimensions: 15 X 13

Dining Room

  • Features: Flooring - Engineered Wood
  • Level: Main
  • Area: 165
  • Dimensions: 15 X 11

Features

  • Attic,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Built-in Features,Ceiling Fan(s),Dining Area,Entry Level Bedroom,Open Floorplan,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen - Gourmet,Kitchen Island,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings,Dry Wall,High Ceilings
  • Door features: Sliding Glass
  • Window features: Double Pane Windows,Energy Efficient,Insulated Windows,Transom,Vinyl Clad
  • Flooring: Carpet,Ceramic Tile,Engineered Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,704

Foyer

  • Features: Flooring - Engineered Wood
  • Level: Main
  • Area: 108
  • Dimensions: 12 X 9

Heating & Cooling

  • Heating features: Forced Air,Programmable Thermostat,Zoned,Propane
  • Cooling features: Central Air,Ceiling Fan(s),Multi Units,Programmable Thermostat,Zoned,Electric

Interior Area

  • Total structure area: 4,799
  • Total interior livable area: 2,704 sqft

Kitchen

  • Features: Countertop(s) - Quartz,Flooring - Engineered Wood,Kitchen Island,Eat-in Kitchen,Kitchen - Gas Cooking,Lighting - Pendants,Recessed Lighting,Pantry
  • Level: Main
  • Area: 195
  • Dimensions: 15 X 13

Laundry

  • Features: Built-in Features,Flooring - Engineered Wood
  • Level: Main
  • Area: 80
  • Dimensions: 10 X 8

Living Room

  • Features: Ceiling Fan(s),Fireplace - Gas,Flooring - Engineered Wood,Recessed Lighting
  • Level: Main
  • Area: 529
  • Dimensions: 23 X 23

Primary Bathroom

  • Features: Bathroom - Walk-In Shower,Flooring - Ceramic Tile
  • Level: Main
  • Area: 150
  • Dimensions: 15 X 10

Primary Bedroom

  • Features: Attached Bathroom,Ceiling Fan(s),Flooring - Carpet,Walk-In Closet(s)
  • Level: Main
  • Area: 308
  • Dimensions: 14 X 22

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: NO TAX RECORD
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Porch,Wrap Around
  • Exterior features: Lighting,Rain Gutters

Lot

  • Lot size: 1.90 Acres
  • Features: Cleared,Front Yard,Landscaped,No Thru Street,Open Lot,Rear Yard,SideYard(s)

Parking

  • Total spaces: 8
  • Parking features: Built In,Covered,Garage Faces Side,Garage Door Opener,Inside Entrance,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$372$4,464
Property Taxes $833$9,996
Electricity $344$4,134
Total$7,364$88,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$252,480/yr
40% on housing$220,920/yr
45% on housing$196,373/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$425This listing

vs Other Active Listings

Avg $/sqft

ZIP 21048$198
Carroll County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 21048$219
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$1,150,000

New Construction

AgentCreig Northrop
BrokerageNorthrop Realty

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