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124 Micawber Loop, Hattiesburg, MS, 39402

4beds
2baths
2,172sqft
$419,000
$193price/sqft
$2,818/moest. monthly cost
$112,720/yrincome needed

About This Home

This high quality home built by Craig Flanagan is one of the larger homes on Micawber Lp in the popular Copperfield subdivision. With 2172 sq ft, 4 BR's/2 BA's, features include an open floor plan, tall ceilings, large walk in pantry, abundance of storage and more! If contracted before May 15th, buyer will have time to select from a palette of available paint colors. Conveniently located close to Oak Grove schools with easy access to Highway 98 and Lincoln Rd.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
Longleaf ElementaryGrades PK-51.9 mi
6/10
Oak Grove Middle SchoolGrades 6-83.1 mi
9/10
Oak Grove High SchoolGrades 9-121.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Heat Pump

Features

  • Kitchen Island,Walk-In Closet(s),High Ceilings
  • Flooring: Plank,Vinyl,Carpet

Interior Area

  • Total structure area: 2,172
  • Total interior livable area: 2,172 sqft

Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch

Lot

  • Lot size: 0.33 Acres
  • Features: Level,Subdivision
  • Lot size dimensions: 108 x 135

Parking

  • Parking features: None,Paved,Garage with door

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Lamar County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$280$3,360
Property Taxes $219$2,628
Electricity $201$2,423
Total$2,818$33,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,617/yr
40% on housing$84,540/yr
45% on housing$75,146/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 39402$180
Lamar County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 39402
Lamar County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$419,000

New Construction

AgentAlice Crotwell
BrokerageRealty Executives The Executive Team

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