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157 Arapahoe Trail, Hertford, NC, 27944

2beds
1baths
1,380sqft
$250,000
$181price/sqft
$1,703/moest. monthly cost
$68,120/yrincome needed

About This Home

Welcome to 157 Arapahoe Trail, an updated and versatile home in the water-access community of Snug Harbor, offering access to a clubhouse, swimming pool, tennis courts, basketball court, baseball field, and four boat ramps. With 2 bedrooms, additional bonus living space, 1 bathroom, and an oversized garage, this property stands out for its flexible two-story layout and thoughtful updates. The upper level features an open-concept kitchen with pantry, butcher block-style countertops, a newer stove with exterior venting, and a bright living area. Two bedrooms and a full bath complete the main living space. Downstairs, the first floor offers a spacious bonus area with built-in storage, ideal for a second living room, home office, potential third bedroom, or a combination of uses. This level also provides direct access to the backyard and garage, creating excellent flow and functionality. The single-car garage includes a washer and dryer, additional storage, and a brand new water heater (installed April 2026). There is also future potential to enclose part of this space to add a bathroom and expand first-floor living. Recent updates include mini-split systems for heating and cooling (2020), LeafFilter gutter guards (2025), and refreshed landscaping. The low maintenance lot features fresh mulch, a newly seeded lawn, and great shade for comfortable outdoor enjoyment. Additional highlights include conveyed appliances (refrigerator, washer, dryer, and stove), location outside of a flood zone, and low HOA dues of just $164/year. A unique opportunity offering flexibility, efficiency, and the lifestyle benefits of a water-access community. A truly unique opportunity combining efficiency, flexibility, the joys of living in a water access community!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Hertford GrammarGrades 3-57.9 mi
6/10
Perquimans County MiddleGrades 6-89.9 mi
3/10
Perquimans County HighGrades 9-127.5 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Refrigerator,Range
  • Laundry features: Dryer Hookup,Washer Hookup,In Garage

Bathroom1

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: First

Features

  • Entrance Foyer,Ceiling Fan(s),Pantry,Blinds/Shades,Built-in Features,Eat-in Kitchen
  • Flooring: LVT/LVP,Vinyl
  • Attic: Access Only

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Other

Interior Area

  • Total structure area: 1,380
  • Total interior livable area: 1,380 sqft

Living Room

  • Level: Second

Property

Details

  • Parcel number: 7865290860
  • Zoning: RA-25
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: None
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: Water Access Comm
  • Frontage type: See Remarks
  • Living area range: 1200 - 1399

Lot

  • Lot size: 7,405 sqft
  • Features: Water Access Comm
  • Lot size dimensions: 60 x 125 x 60 x 125

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Strong Wind
Lightning
Tornado
Winter Weather
Coastal Flooding
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Perquimans County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$117$1,404
Property Taxes $122$1,464
Electricity $200$2,405
Total$1,703$20,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,388/yr
40% on housing$51,090/yr
45% on housing$45,413/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 27944$160
Perquimans County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 27944$170
Perquimans County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$250,000
2026-04-25Listed for sale$255,500

For Sale by Agent

AgentTravis and Jessica James Team, Taylor Mueller Realty, Inc.
BrokerageTaylor Mueller Realty, Inc.

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