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7 Edgewater Drive, Mastic Beach, NY, 11951

3beds
3baths
1,615sqft
$619,999
$384price/sqft
$4,549/moest. monthly cost
$181,960/yrincome needed

About This Home

New Construction Colonial almost completed! Raised, high & dry with incredible water views in the waterfront community of Osprey Pointe. This stunning 3-bedroom, 2.5-bath home offers a perfect blend of modern design and coastal living. Enjoy a covered front porch with composite decking, ideal for relaxing and taking in the surroundings. Inside, you’ll find an open floor plan featuring a bright kitchen with white cabinetry, quartz countertops, and a contrasting gray center island—perfect for entertaining. The home is filled with natural light thanks to an abundance of windows showcasing beautiful water views. The first floor includes a convenient half bath, while the second floor offers a dedicated laundry room for added ease. The primary suite features vaulted ceilings, a private full bath, and breathtaking water views. Additional highlights include hardwood flooring, recessed lighting, gorgeous luxury bathrooms, propane gas heat, central air conditioning, and a one-car attached garage with interior access, pre-wired for an opener. Exterior features include architectural roof shingles with a 30-year warranty, maintenance-free vinyl siding, aluminum gutters and leaders, blacktop driveway, paver walkway, 6’ sliding glass door, exterior outlets and hose bibs, and fully seeded front and rear yards. Residents of Osprey Pointe enjoy exclusive waterfront access with a dock for fishing and relaxing, as well as a playground, picnic areas, restrooms, and scenic walking trails. Don’t miss this opportunity to own a brand-new home with water views in a premier waterfront community.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
3/10
William Floyd High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,ENERGY STAR Qualified Appliances,Gas Oven,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Washer/Dryer Hookup,In Hall,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Chefs Kitchen,Eat-in Kitchen,Entrance Foyer,Formal Dining,Kitchen Island,Open Floorplan,Open Kitchen,Primary Bathroom,Quartz/Quartzite Counters,Recessed Lighting
  • Window features: New Windows
  • Flooring: Hardwood
  • Attic: Full

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,838
  • Total interior livable area: 1,615 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 0200975001100029002
  • Special condition: None

Features

  • Patio & porch: Covered,Porch
  • Has view: Yes
  • View description: Panoramic,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 0.28 Acres
  • Features: Level,Views

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$312$3,744
Property Taxes $836$10,032
Electricity $266$3,202
Total$4,549$54,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,965/yr
40% on housing$136,470/yr
45% on housing$121,306/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$384This listing

vs Other Active Listings

Avg $/sqft

ZIP 11951$299
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11951$364
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$689,999

New Construction

AgentBryan J. Karp CBR
BrokerageColdwell Banker American Homes

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