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50135 Spicer Ct N #654, Utica, MI, 48315

2beds
2baths
1,344sqft
$99,995
$74price/sqft
$823/moest. monthly cost
$32,920/yrincome needed

About This Home

Just Listed & Ready NOW!This beautiful, highly sought-after garage home within the beautiful community of Shelby Forest. The home has a 2-car garage is officially on the market and it won t last long! Featuring 2 cozy bedrooms, a spacious den (perfect for movie nights, a home office, or game room), and 2 full bathrooms, this home checks all the boxes.Immediate occupancy available move in ASAP and start living your best life!Nestled in a welcoming, family-friendly community where neighbors become friends, this is more than a house it s a lifestyle Don t wait homes like this get scooped up FAST! Who s ready to make a move?

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
Dresden Elementary SchoolGrades PK-63.7 mi
7/10
Bemis Junior High SchoolGrades 7-83.8 mi
8/10
Henry Ford II High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1994

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Laundry features: Common Area

Basement

  • Basement: No

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Skylight(s)
  • Window features: Skylight(s)

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Property

Features

  • Exterior features: Basketball Court(s),Fitness Center,Tennis Court(s)
  • Fencing: Fenced

Parking

  • Parking features: OffStreet

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Inland Flooding
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$28$336
Property Taxes $102$1,224
Electricity $188$2,259
Total$823$9,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,217/yr
40% on housing$24,690/yr
45% on housing$21,946/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 48315$168
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48315$191
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-26Listed for sale$110,000

For Sale by Agent

AgentSales Representative

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